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bobi
Starting Member

49 Posts

Posted - 17 December 2012 :  12:45:55  Show Profile  Reply with Quote
Just declared bankruptcy at Court...waiting for a phone from clerk to confirm my bankruptcy order was stamp by a judge...worst day ever.

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 17 December 2012 :  13:15:20  Show Profile  Reply with Quote
Glad it went ok.

Look at it like this - your slate has been wiped clean and you are debt free.

It's not your fault that this has happened.
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bobi
Starting Member

49 Posts

Posted - 17 December 2012 :  13:32:08  Show Profile  Reply with Quote
quote:
Originally posted by Niobe

Glad it went ok.

Look at it like this - your slate has been wiped clean and you are debt free.

It's not your fault that this has happened.



Thank you....Hope it will be without Big problems....waiting for discharge... 365 days left :)
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 17 December 2012 :  14:21:19  Show Profile  Reply with Quote
It may be sooner than that if you're lucky
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 17 December 2012 :  19:21:02  Show Profile  Reply with Quote
Glad you got it all done bobi. Fresh start for you now.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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bobi
Starting Member

49 Posts

Posted - 17 December 2012 :  19:25:32  Show Profile  Reply with Quote
quote:
Originally posted by Viki.W

Glad you got it all done bobi. Fresh start for you now.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp



Thank you Viki. I'm not proud of bankruptcy .. I really try to pay all to my creditors...but I fail...:(..this is big "stain" on my honor...i have to deal with it now.
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 17 December 2012 :  22:53:57  Show Profile  Reply with Quote
We all do our best bobi - you are not on your own and it is not a stain.

Even the rich and famous are sometimes forced into bankruptcy.
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bobi
Starting Member

49 Posts

Posted - 18 December 2012 :  11:07:40  Show Profile  Reply with Quote
quote:
Originally posted by Niobe

We all do our best bobi - you are not on your own and it is not a stain.

Even the rich and famous are sometimes forced into bankruptcy.



Slept 9.5 hours...first time ever ..hehehhe...lol..It is good to know that no-one will knock anymore to my door...just have to deal with OR..and no 0ne else :)
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 20 December 2012 :  22:36:24  Show Profile  Reply with Quote
And the OR is nowhere as bad as people think! I was pleasantly surprised when I had my interview as I was terrified before hand but she was very professional and non judgmental.

Please don't think of BR as a stain on your character. It's easy to feel like that - I remember walking down the street wondering if people knew I was BR! I now look at BR as my fresh start. On 29th March it will be 6 years since I went BR and it meant I could move on - since then I have moved house and got married so I'm proof that life goes on and gets better.


View my blog at http://skippy13.blogs.iva.co.uk/

The more I have to do with humans the more I think that the world would be a better place if it was run by animals.

Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side.
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