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snookerman
Starting Member

United Kingdom
7 Posts
Posted - 24 September 2014 :  11:56:48  Show Profile  Reply with Quote
i was made bankrupt in sept 2008 so the six years on my credit record finish this month

also this month i turn 55 so would be able to access my personal pension it might well be better for me to wait until april with the new change's

my question is can my lump sum be taken by the OR

Niobe
Administrator



United Kingdom
4590 Posts
Posted - 24 September 2014 :  12:42:53  Show Profile  Reply with Quote
Hi and welcome to the forum.

If you have been discharged from BR then the OR should not be able to touch your pension as far as I am aware.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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snookerman
Starting Member

United Kingdom
7 Posts
Posted - 24 September 2014 :  13:12:57  Show Profile  Reply with Quote
how do i find out who the moderators are as i have a question for them and don't know where to ask it
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Viki.W
forum expert



United Kingdom
2211 Posts
Posted - 24 September 2014 :  13:12:58  Show Profile  Reply with Quote
Hi snookerman, you are no longer bankrupt, the 6 years thing is just to do with your credit file, so you are safe to do what you want with your pension.



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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snookerman
Starting Member

United Kingdom
7 Posts
Posted - 24 September 2014 :  13:14:44  Show Profile  Reply with Quote
thank niobe and vikki that's a big relief
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Viki.W
forum expert



United Kingdom
2211 Posts
Posted - 24 September 2014 :  13:19:10  Show Profile  Reply with Quote
Niobe should answer this post for you snookerman. (the one about the moderator)

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Edited by - Viki.W on 24 September 2014 13:19:38
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 24 September 2014 :  14:33:08  Show Profile  Reply with Quote
As far as I am aware the only moderators are myself and Andy Davie.

What was the question you wanted to ask?

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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snookerman
Starting Member

United Kingdom
7 Posts
Posted - 24 September 2014 :  14:36:27  Show Profile  Reply with Quote
is there a way to communicate with you in private ?
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 24 September 2014 :  14:52:57  Show Profile  Reply with Quote
Hi,

I have just sent you an email.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 24 September 2014 :  14:54:18  Show Profile  Reply with Quote
Unfortunately the email failed - we're not allowed to put email addresses on here. I take it the one in your profile is correct?

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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snookerman
Starting Member

United Kingdom
7 Posts
Posted - 24 September 2014 :  14:56:11  Show Profile  Reply with Quote
yes if you would please contact me
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 24 September 2014 :  15:03:27  Show Profile  Reply with Quote
I'll try again.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 24 September 2014 :  15:08:42  Show Profile  Reply with Quote
For some reason your email address is failing when I try to send you one.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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snookerman
Starting Member

United Kingdom
7 Posts
Posted - 24 September 2014 :  15:37:54  Show Profile  Reply with Quote
ok thanks could you try using the email on the other thread
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 24 September 2014 :  16:01:47  Show Profile  Reply with Quote
I'll give it a try.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 24 September 2014 :  16:04:43  Show Profile  Reply with Quote
One email sent.

The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant
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