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 bankruptcy postbag for july
 Yet more advice please?		  New Topic  Reply to Topic
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BankruptC
Senior Member



1030 Posts
Posted - 13 July 2008 :  21:20:29  Show Profile  Reply with Quote
Hi again,

We're now at the stage of thinking about filling in the bankruptcy forms and want to make the necessary preparations, gathering bank/credit card statements together etc. Can someone tell us how far back into our accounts the OR will need to look?

Thanks,

I

Reviva UK
Advanced Member

United Kingdom
2452 Posts
Posted - 13 July 2008 :  21:22:06  Show Profile  Reply with Quote
Hi

this really depends upon how long ago you stopped using the credit facilities.

If you have them available the 6 - 12 months is usually great. You won't need the statements again and it shows full cooperation with the OR.

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com
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BankruptC
Senior Member



1030 Posts
Posted - 13 July 2008 :  22:00:38  Show Profile  Reply with Quote
Thanks,

We definitely have statements for the last 12 months and could go back much further than that if necessary.

How far back do they actually look?

Thanks again,

I
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Reviva UK
Advanced Member

United Kingdom
2452 Posts
Posted - 13 July 2008 :  22:21:14  Show Profile  Reply with Quote
12 months is usually fine

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com
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BankruptC
Senior Member



1030 Posts
Posted - 13 July 2008 :  22:26:02  Show Profile  Reply with Quote
Thanks again,

So 12 months statements should be ok? But do they check back further than that with the bank directly?

I
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JulianDonnelly
Junior Member



United Kingdom
325 Posts
Posted - 14 July 2008 :  11:56:10  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Ian,

Not usually, unless they have cause to fully investigate your case.

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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