Apologies for my lack of presence recently as I'm recovering from a car crash. I'll keep my eye on the forum, but it's likely to be another couple of weeks before I'm back up and running properly.
Hi Julian I want to wish you well and a speedy recovery. Im hoping that you will be back to your old self asap. This site is great and I want to personally thank you and all the other members for there input and advice. Take care Jo
"Lifes too short, Grab it while you can, Make each day count and live life to the full. Dont Worry- Be Happy!"
So sorry to hear about your accident, Julian. Things like this really put everything into perspective. All this debt and BR stuff is just money at the end of the day. Other things are so much more important!