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 bankruptcy postbag for july
 Help and Advice Sought - BR...
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dazed and confused
Junior Member



United Kingdom
475 Posts

Posted - 04 August 2008 :  23:42:30  Show Profile  Reply with Quote
Dear Forum

Hope you are all well!

I just posted this under a different thread which was started by someone else and thought that maybe it should be started as a new thread...

I am in a bit of a predicament to be honest...I am intending on going out to Canada for a year, possibly permanently - my partner is Canadian and she is back in Canada now. We have lived together for a year in UK but she had to go back in May 2009 because her Passport and Visa expired.

I have got a 1 year Working Holiday Visa for Canada - I need to enter Canada by 31/01/2009 or I lose the Visa. I need about £2,000 to fund the trip. I also have been given a year's Career Break from work for the trip.

It has always been my dream to move abroad - either to Canada or NZ. My debt has always stopped me. A couple of months ago I realised my debt had got out of control - £45,000 - I had never missed any payments but the payments meant I was tied in forever. So, it was either keep paying my debts forever (which was getting harder and harder each month) or face up to the debts, deal with them and make the move abroad. I am not trying to run away from my debts - I always had every intention of paying them until recently - I realise I have made a mistake - I am just trying to get on top of things again and be in control of my own life again. Once this whole messy incident is sorted, I never want to get 'credit' (or is it debt?) again.

So, my predicament is...I have £500 in cash put away, and my car is maybe worth £1,500 on a good day. How can I keep hold of these and still go BR and still have the money for Canada???

Or, should I just be totally and completely honest about everything and hope the OR goes easy on me and I get to save enough money between now and 31/01/2009 to get the £2,000 together for my new beginning out in Canada??? Would the OR even be sympathetic towards my intended move?

Hope you may be able to help???!!!

John
New Member



United Kingdom
73 Posts

Posted - 05 August 2008 :  10:07:06  Show Profile  Reply with Quote
Hi
for my part, please see your previous post on the previous thread.

http://www.bankruptcyhelp.org.uk/forum/topic.asp?TOPIC_ID=2020

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