Just a quick one (I hope!). As we're both going BR, do my wife and myself put our own, separate I & E on our SoA, or do we do it as joint? We've always just pooled our money and paid bills etc from it so it will be strange to split it all. If that's what we have to do, though, we will!
Do we need to do a breakdown of who contributes what amount to each item on our list of expenditure or just leave it as full amounts? I ask this in response to Suzanne saying we'll pay an IPA each which will be worked out on the basis of our individual I&Es.