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 bankruptcy postbag for august
 CCJ's & Charges on homes after U Declare Bankrutcy
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 05 August 2008 :  15:41:30  Show Profile  Reply with Quote
Hi just had a thought, can my creditors still apply to get against us CCJ's, a charge on my home and also instigate baliffs once you have gone bankrupt.
Thanks
Jo

"Lifes too short, Grab it while you can, Make each day count and live life to the full. Dont Worry- Be Happy!"

scared
Junior Member

United Kingdom
220 Posts

Posted - 05 August 2008 :  15:47:21  Show Profile  Reply with Quote
Hi Jo - Re CCJs and bailiffs, I believe the answer is "no", but an expert hopefully will verify this shortly.

OH and I just had our OR interviews. Would you like to get in touch to talk? If so, how do we go about exchanging e-mails and telephone numbers?
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Suzanne
Average Member



United Kingdom
869 Posts

Posted - 05 August 2008 :  15:58:09  Show Profile  Visit Suzanne's Homepage  Reply with Quote
Hi

Any CCJ's or charges on your property are invalid if applied after the date of the BO.

Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
www.jonesgiles.co.uk
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chris.g
Junior Member



United Kingdom
211 Posts

Posted - 05 August 2008 :  16:01:08  Show Profile  Reply with Quote
I had a CCJ applied a month after I filed br but I've heard nothing. The only way I know is because I checked my credit file and it's on there.

Those who judge us the most, know us the least....
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John
New Member



United Kingdom
73 Posts

Posted - 05 August 2008 :  16:57:18  Show Profile  Reply with Quote
Hi chris
inform the OR to have it removed.

www.Bankruptcyhelp.org.uk
0800 078 9367
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chris.g
Junior Member



United Kingdom
211 Posts

Posted - 05 August 2008 :  17:09:38  Show Profile  Reply with Quote
Oh thanks John, I was adviced it would drop off automatically but I'll do that. thanks again

Those who judge us the most, know us the least....
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 05 August 2008 :  17:23:30  Show Profile  Reply with Quote
Hi thanks all that info has put my mind at rest.
Yes please to scared we will have to write an additional topic to ask admin to forward our email addresses, i will start one and maybe you could agree if you still want to go ahead.
Thanks
JO

"Lifes too short, Grab it while you can, Make each day count and live life to the full. Dont Worry- Be Happy!"

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dont_take_my_car
Junior Member



United Kingdom
175 Posts

Posted - 06 August 2008 :  02:53:53  Show Profile  Reply with Quote
Hi to josilverplayboybunnie,

I wonder if in context with your question if an expert could answer regarding CCJ BEFORE one goes BR, what happens to them?
Does one keep paying it prior to BR or does one cancel it along with payments to all creditors?

Thank you josilverplayboybunnie for your original post, I hope you don't mind me adjoining to your post but it raised a question in my mind about CCJ prior to BR.

Thanks & warm regards,
Kathy.



A Smile Doesn't Cost Anything, But It Might Just Brighten Someone's Day!
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 06 August 2008 :  07:22:56  Show Profile  Reply with Quote
Hi Kathy
No of course i dont. Thats why we write i our questions so every one gets the info they need.
Good luck with getting your answer.
Take care
Jo

"Lifes too short, Grab it while you can, Make each day count and live life to the full. Dont Worry- Be Happy!"

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