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 bankruptcy postbag for august
 been left in debt by my ex-partner
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loulamoula
Junior Member



Canada
171 Posts

Posted - 13 August 2008 :  15:21:31  Show Profile  Reply with Quote
hi,
I have been left in debt by my ex-partner. I am on a low income and have no assets. Bankruptcy is my only option to make a fresh start.

Should I inform my creditors that I will be filing a bankruptcy petition?

Also, is it true that if I do not have proof of having sought advice from CAB, CCCS etc, the court will reject my petition?

Thanks for your help

John
New Member



United Kingdom
73 Posts

Posted - 13 August 2008 :  15:53:28  Show Profile  Reply with Quote
Hi
I would not inform the creditors as this could trigger endless calls and even visits to your home.

No you do not need to seek advice from CAB or CCCS per say.
But the judge would normally ask if you have taken advice as they need to be sure that you are aware such advice exists.
He would also ask if you are fully aware of the repercussions of bankruptcy.
A simple answer of "yes" to both questions and you're ok.

I would recommend you do take some advice though, even becoming familiar with this forum will help.

www.Bankruptcyhelp.org.uk
0800 078 9367
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