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 bankruptcy postbag for august
 OR meeting completed
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zamfir
Junior Member

303 Posts

Posted - 14 August 2008 :  12:08:06  Show Profile  Reply with Quote
I went BR 1-week ago, and today was my OR interview.

He was very professional and polite, which really helped me calm down and answer his questions accurately. Most definately not judge & jury, but very sympathetic.

As a single person (living with parents), I got to keep my PC, TV, VCR, DVD, Sat Nav, HiFi & Car (2001 Renault Clio). My £720 expenditure vs £748 income wasn't questioned, and no IPA will be sought. I'll have a nil tax code, and the Tax I should've paid to the IR until the financial year end will be collected by a 3rd party company.

One thing he did mention was, as I'd used 'credit' within the past 12 months (regardless of how much), an early discharge will not be given.

Been told I don't need to send in bank/credit/loan statements or debit/credit cards/cheque books, but will send what I have anyway.

I also noticed that I'm famous today (BR in the local paper).

T x

bluenoes
Junior Member



172 Posts

Posted - 14 August 2008 :  12:49:10  Show Profile  Reply with Quote
That sounds like a good outcome to me.
B
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