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AMH
Junior Member
185 Posts |
 Posted - 16 August 2008 : 17:40:32
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hello i have almost finished filling in my BR forms online, but i am rather confused on one part. It is on the petition where it does say reason would that be the same reason that you put in section 11, What do you think are the reasons for you not having enough money to pay your debts?
many thanks in advance
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John
New Member
United Kingdom
73 Posts |
Posted - 16 August 2008 : 17:48:13
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Hi AMH
if you're refering to section 4 (Unsecured) Reason for Debt, you need to say what you spent the money on for each borrowing.
www.Bankruptcyhelp.org.uk
0800 078 9367 |
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AMH
Junior Member
185 Posts |
Posted - 16 August 2008 : 18:38:08
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Hi John,
in section 4 there is there is only enough room for 40 letters so for the reason i have put credit card and consilidation loan. as there is not enough room to put much else, will that be enough information as ive stated the reasons for my BR in section 11.
many thanks for your reply
quote:
Originally posted by John
Hi AMH
if you're refering to section 4 (Unsecured) Reason for Debt, you need to say what you spent the money on for each borrowing.
www.Bankruptcyhelp.org.uk
0800 078 9367
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John
New Member
United Kingdom
73 Posts |
Posted - 16 August 2008 : 18:51:44
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Hi
consolidation is fine but listing credit card is not, unless that particular borrowing was taken out to pay a different card balance off, perhaps to utilise a preferable interest rate.
If this is not the case then to give credit card as a reason is not sufficient. They want to know what you spent the money on.
www.Bankruptcyhelp.org.uk
0800 078 9367 |
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AMH
Junior Member
185 Posts |
Posted - 16 August 2008 : 19:02:58
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Thanks for the reply.
Will it be ok to put supporting my family as ive stated the reason in detail reasons in section 11? would that be enough information?
many thanks
quote:
Originally posted by John
Hi
consolidation is fine but listing credit card is not, unless that particular borrowing was taken out to pay a different card balance off, perhaps to utilise a preferable interest rate.
If this is not the case then to give credit card as a reason is not sufficient. They want to know what you spent the money on.
www.Bankruptcyhelp.org.uk
0800 078 9367
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John
New Member
United Kingdom
73 Posts |
Posted - 16 August 2008 : 20:23:46
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Hi
that would be fine. They'll look at card statements and bank statements anyway.
If you've used the cards to live then "General Living Expenses" is fine.
www.Bankruptcyhelp.org.uk
0800 078 9367 |
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AMH
Junior Member
185 Posts |
Posted - 18 August 2008 : 10:17:38
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thanks for that John,
Sorry about all these questions. I have another question
Question 3.9 - Other Vehicles
i do drive the works vechicle but i do not own it. but only use during works time as part of my job,but i do use my own car to get to and from work. SO would i have to put down the works van on this form as it don't belong to me?
many thanks
quote:
Originally posted by John
Hi
that would be fine. They'll look at card statements and bank statements anyway.
If you've used the cards to live then "General Living Expenses" is fine.
www.Bankruptcyhelp.org.uk
0800 078 9367
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John
New Member
United Kingdom
73 Posts |
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AMH
Junior Member
185 Posts |
Posted - 18 August 2008 : 12:03:10
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Thanks John,
i have added it so i'm as good as done.
thanks for your help
quote:
Originally posted by John
Hi
you should really as it asks the question.
www.Bankruptcyhelp.org.uk
0800 078 9367
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AMH
Junior Member
185 Posts |
Posted - 18 August 2008 : 14:34:58
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Sorry more questions
I rang the help line and they told me to say the van was owned and maintaned by the company I work for and that I had no claim on it in Section 13 of the form. I am filling the form in online and there is nowhere in Section 13 to write this, or at least I cant find it, does anyone know where it is please?
I have added it as a note at the bottom of my reasons for bankrupcy in Section 11.2 as I cant find anywhere else to put it , will this be ok ?
Also i have listed the bank cards i have on the online form in Section 5.2 and put whether they are debit , visa etc where it asks what type of card it is but the section for this has come out blank on the pdf from the online form , all the other details are there such as creditors names and accounts numbers and dates obtained but not what type of card it is , will this be ok ?
many thanks
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br form help please.
