elo, God what a lot of phone calls i had to make to get my forms though the post but got them at last..
The one question that Im not sure what to answer to is the one about gamling. I had a unsecured loan of £15,000 and two credit cards with £3000 on each and an over draft of £3000 all used to the max on casino's. but I managed to pay them all off a few years ago when I sold my house to start freash and all the profit when on paying the loans and cards and over draft. now i've been stupid again and my debt is running at £9000 which i cant afford. So my question is do i put both figures or just the one i have now?
you only need to refer to the recent £9000. The previous episode was repaid in full and from the proceeds of the house sale rather than further credit so there's no debt to answer to historically.