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 bankruptcy postbag for august
 Mobile contracts
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got there
Junior Member



United Kingdom
461 Posts

Posted - 27 August 2008 :  21:50:58  Show Profile  Reply with Quote
are you allowed to keep your contract, mine is up in April 2009, but I am in credit so much so that i wont pay anything until well after April.

Thanks in advance

BankruptC
Senior Member



1030 Posts

Posted - 27 August 2008 :  21:55:07  Show Profile  Reply with Quote
Hi gettingthere,

I'm not sure how it works with you being in credit with them, but in general terms as long as the network provider is happy for you to continue the contract, you would usually be able to keep it. You would usually be expected to pay for it out of your disposable income though.

CG. x
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got there
Junior Member



United Kingdom
461 Posts

Posted - 27 August 2008 :  21:57:35  Show Profile  Reply with Quote
Thanks CG. I am in credit as i didnt upgrade my phone and gave me another sweetner to stay as I had been with them for 4 years +.

thanks
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BankruptC
Senior Member



1030 Posts

Posted - 27 August 2008 :  22:03:20  Show Profile  Reply with Quote
Ahh I see.

I can't see that being a problem as it's not as if you've personally paid up in advance, which the OR could potentially have a problem with.

It sounds fine to me, but I'm sure an expert will let you know if I'm wrong.

CG. x
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John
New Member



United Kingdom
73 Posts

Posted - 27 August 2008 :  22:41:17  Show Profile  Reply with Quote
Hi

correct C.G.
There should be no problem with pre accrued network time.

www.Bankruptcyhelp.org.uk
0800 078 9367
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 28 August 2008 :  07:40:15  Show Profile  Reply with Quote
Hi my contract was with O2 as soon as they got wind of my BR they cancelled my contract and i had to go onto PAYG.

They told me that all balances they will send to the OR and deal with it that way.

I went on PAYG before the BR hearing and have heard nothing back from then.

This was my experience, my contract was due to end july 09.

JO

"There is light at the end of the tunnel, if you cant find it, get a brighter torch!"

You can read my blog here:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/2008/08/24/my-debt-free-future/
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maizie
Average Member



United Kingdom
566 Posts

Posted - 28 August 2008 :  08:59:16  Show Profile  Reply with Quote
Anyone had any problems with T-Mobile? I called them before my bankruptcy (anonomously!!) and asked them what would happen, they said as long as I am up to date on payments etc. it shouldn't be a problem... don't want to be suddenly cut off though!

Maizie
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got there
Junior Member



United Kingdom
461 Posts

Posted - 28 August 2008 :  09:04:18  Show Profile  Reply with Quote
What happens with virgin tv/broadband contracts. Does the same apply been with virgin/blueyonder for years, never faulted on payments?
thanks in advance x
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BankruptC
Senior Member



1030 Posts

Posted - 28 August 2008 :  09:43:35  Show Profile  Reply with Quote
Hi Maizie and gettingthere,

The reality is it's hard to know what each company will do once you're BR. I don't have any experience of any of those companies, but have also called Sky, BT broadband etc asking them hypothetically and they say as long as we pay there will be no problem, so all I can do is hope that's the caseand deal with it if not when it happens. Hopefully you'll be ok too Maizie. Maybe you could call the companiesinvolved gettingthere and see what their stance is.

PS Maizie, really sorry I haven't emailed-it's playing up for some reason. Hubby's been on it 'virus checking' and 'cleaning it up' and now I can't use my flipping email! Grrr!

Take care,

CG. x
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maizie
Average Member



United Kingdom
566 Posts

Posted - 28 August 2008 :  09:50:18  Show Profile  Reply with Quote
lol no worries C.G. Glad everything is ok x

Maizie
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 28 August 2008 :  11:17:12  Show Profile  Reply with Quote
Hi me again,

Just been onto o2, they have billed me for the whole of my contract term now and informed me that the mobile is no disconnected.
I explained that they can try and get payment but its to do with the OR now and that they should not be sending me anything or expecting any payment either as this matter was now out of my hands.
I knew it would be disconnected, thats why we went on PAYG.
Ha.
Jo

"There is light at the end of the tunnel, if you cant find it, get a brighter torch!"

You can read my blog here:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/2008/08/24/my-debt-free-future/
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369
Junior Member

366 Posts

Posted - 28 August 2008 :  12:17:10  Show Profile  Reply with Quote
Hello,

I am with T-mobile, I didnt actually tell them that i was going bankrupt. I just cancelled my direct debit and now i pay over the counter in the post office, they charge you £3 a month for not paying by direct debit, but at least i get to stay with them and keep my phone and number.

Thanks
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 28 August 2008 :  12:21:32  Show Profile  Reply with Quote
I told Vodafone I was going BR and they were happy for me to stay with them - they even offered to put me on a cheaper tariff if it would help me! If they had have cut me off, I was planning on getting my OH to get a contract in his name for me to use - with a different network out of principal!

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 28 August 2008 :  13:37:04  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi all,

With Sky, BT boradband and T-Mobile, I just continued to pay my DD's as usual and never had any problems! I did out down on the SOA that I needed broadband and a mobile for work purposes though.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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maizie
Average Member



United Kingdom
566 Posts

Posted - 28 August 2008 :  14:01:16  Show Profile  Reply with Quote
I am hoping the OR will let me keep my mobile as I don't have a landline!

Maizie
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 28 August 2008 :  14:04:44  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Maizie,

Just tell them you need it for work and you should be fine.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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