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 bankruptcy postbag for august
 Debit cards
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sharron m
Junior Member

172 Posts

Posted - 28 August 2008 :  15:34:05  Show Profile  Reply with Quote
How long after your discharge are you able to get a debit card from your bank? It is driving me mad having to get cash out all the time to pay for things.

SL44
Junior Member

194 Posts

Posted - 28 August 2008 :  15:47:23  Show Profile  Reply with Quote
Hi Sharron,

Co op cashminder and Barclays basic account both offer visa electron cards to undischarged BRs.
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 29 August 2008 :  15:02:49  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Sharron,

It's at the bank's discretion. They'll base their decision on the conduct of your account. As long as your salary has been regular and you've not been bouncing STOs and DDRs, then you should get a debit card shortly sfter discharge.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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debtfreejo
Junior Member



213 Posts

Posted - 29 August 2008 :  15:13:13  Show Profile  Reply with Quote
Hi Sharon,

I have one of the Coop cashminder accounts, which after they remembered to order my one came with the electron card which i use at morrisons, tesco, some online shops and also as said before this comes with the facility to do all your DD's and SO's so it may be worth giving them a call as you can only do this account on the phone or in your local branch.
I also have the added bonus of online banking so i can keep an eye on the account too.
Hope i helped a bit.
JO
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 29 August 2008 :  15:20:18  Show Profile  Reply with Quote
Nationwide won't offer a debit card until 5 years from the date of discharge which I think is a bit unreasonable as it's not credit!

I understand that Barclays now offer a debit card with their basic bank account, although that doesn't have internet banking.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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debtfreejo
Junior Member



213 Posts

Posted - 29 August 2008 :  15:23:39  Show Profile  Reply with Quote
Hey Skippy we must stop meeting like this.

JO

:)
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