I don't have any credit card or catalogue statements as i sent all the recent stuff to my IP and then shredded everything else as i didn't think that i would need them, ha, ha how wrong was I !!!
I don't have any of the bank statements from my previous bank as i did the same with these, oops!
I do have bank statements since April this year though. What am i going to do when the OR requests them??????
Either did I! I was in an IVA for a year and shredded everything else!!! All I had were 8 months worth bank statements for after my IVA and that was it... no loan agreements, no credit cards. I put in a covering letter that I didn't have these. Apparantly the OR can request these from the companies themselves.