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andrew.m
Junior Member
United Kingdom
335 Posts |
 Posted - 01 September 2008 : 21:29:19
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| 2 weeks tomorrow, after all is said and done i would love to know why we are held up to public ridicule by putting our names in the paper, its almost dickensian |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 01 September 2008 : 21:40:37
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Hi Andrew,
Before you know it you will be at the court and then it will be all over, well that bit anyhow.
I dont know why we have to be really as it is not fair in one sense, maybe the financial institutions should have another way of publicly making the companies aware of the fact we have gone BR. That may come in the near future, but most prob well after we have been discharged.
R U nervous now.
Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 01 September 2008 : 21:47:24
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| not nervous at all, a lot of my debt was an ex partner and the rest credit card fraud during my time on ebay, i sold phones and got scammed |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 01 September 2008 : 21:52:33
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Oh Andrew,
Thats real C**p then for you, so its not your doing at all. Dont paypal and ebay get your money back, that is just not fair. No wonder you gave it up, it was not worth it. I have been on ebay for years and i have recently lost out on a Memory stick, i paid then got told 3 days later that the seller was being investigated and i wont get my goods. For me i was well gutted as i bought it for my son to go back to school with, but never mind.
So what r u doing now with your old stock, do you have to sell or wait till BR and see what OR says.
Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 01 September 2008 : 21:55:29
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| have wound it all up and shut the account, paypal cover you nothing, i also had a merchant account and could take payments by card, got ripped to bits |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 01 September 2008 : 22:01:28
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Oh Andrew,
That is really bad, I dont half feel for you. There are some right tossers out there which just dont give a damn and all you wanted to do was make a living.
Oh well at least your doing something good now and trying to get your life back on track, i know its hard, been there done that, but i have done what was right for myself and my family and i know it was def the right choice, i dont regret it one bit, just wish really i did it sooner, then maybe i would have done my nursing course and completed it, instead the pressure of the debts ripped my life to shreds and i just could not cope, esp with the house, the kids and a full time course.
You will get through it and i know its easy for me to say but believe me in a few weeks you will be glad you did and finding this site helped me and now im trying to help others and give a friendly shoulder to lean on.
Take care and ...........
Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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grantspants
Junior Member
United Kingdom
297 Posts |
Posted - 01 September 2008 : 23:30:52
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Hi Andrew,
I've got my BR date for two weeks tomorrow too.
I'll keep my fingers crossed for you, good luck  |
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John
New Member
United Kingdom
73 Posts |
Posted - 01 September 2008 : 23:59:22
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Hi
you're right it's long past the time when the advertising of personal bankruptcy should have ceased. It was rumoured to be announced around the time of the last budget but it didn't happen.
Soon I hope because the original reasons don't really apply anymore.
www.Bankruptcyhelp.org.uk
0800 078 9367 |
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andrew.m
Junior Member
United Kingdom
335 Posts |
Posted - 02 September 2008 : 07:24:43
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i dont know why they dont just put us in the stocks in the town square, all it does is push people into IVA's they cant afford and allow the shysters that advertise on the TV to rip people off.
no offence melanie giles, you dont need to advertise you are kindness personified |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 02 September 2008 : 09:07:41
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Here Here Andrew and John,
Its time that the goverment brought us into the 21st century.
Good luck all and ........
Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 02 September 2008 : 11:47:55
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Hi Andrew,
Historically, BR was for business owners. The purpose of the local ads was in case you had any local trade accounts etc. It's one of the peculiarities of the British legal system which (in effect) dates back to 1066!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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synaesthesia
Junior Member
233 Posts |
Posted - 02 September 2008 : 19:42:03
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| Doesn't personally bother me - after all, it's a tiny advert in a section of the paper that noone you'd want to read reads. Do agree it's a bit antiquated in ideals but in some cases it can be in the publics best interests. Perhaps its something that should be looked at bearing in mind circumstances - so people who have committed nasties to get them in financial trouble are advertised but others are not. |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 02 September 2008 : 19:55:41
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Hi Synaesthesia,
In the end, the timing, location and indeed frequencies of these ads is entirely at the OR's discretion.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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grantspants
Junior Member
United Kingdom
297 Posts |
Posted - 02 September 2008 : 21:43:59
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when you say frequencies Julian, do you mean that the OR can put your name in the paper more than once?
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 02 September 2008 : 21:45:52
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Hi GP
The short answer is YES.
They can put it in years after usually when they may be sharing out the assets and any IPA payments to creditors.
Or appointing another trustee etc. I know as if once was not bad enough. LOL
Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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grantspants
Junior Member
United Kingdom
297 Posts |
Posted - 02 September 2008 : 21:51:38
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| My god, can't they just give me the birch instead! haha |
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got my BR date
