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tracy_b
Junior Member
United Kingdom
457 Posts |
 Posted - 04 September 2008 : 10:37:29
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Hi again,
Should i be getting a new bank now. we are going BR on 9th OCt.We dont have CO-OP banks in this area the nearest one being 48 miles away. Has anyone had success with other banks or is a list available.
Cheers
Tracy |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 04 September 2008 : 10:59:07
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Hi tracy
Our local coop is 40 miles away but we can access on line and through the post office and cp's so its not a problem for us.
I did my account after BR but some did before its up to you, really.
Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 04 September 2008 : 11:30:30
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hi tracy,
Best to open the new account after BR as there is a chance it will be frozen on publication of your BR. However, if you let the manager know in advance, there is a great chance they'll keep it open for you (quite a few people have had success in this area).
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 04 September 2008 : 13:02:51
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cheers guys,
nice to know i can do it online and i think i will wait till after.Will my bank be frozen straight away, what happens about money for food and bills, will i still be able to get some. |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 04 September 2008 : 13:10:05
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Hi Tracy,
That won't be a problem. the best advice is to clear your account just before you go BR. If you've only got a few hundred quid, you'll be fine as the OR appreciates you need money for food and bills. Just remember to let them know what you've done.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 04 September 2008 : 13:12:04
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Thanks Julian,
Didn't want my kids to go hungry and also end up in fresh debt by not paying the bills! |
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m and v
Average Member
United Kingdom
760 Posts |
Posted - 04 September 2008 : 14:47:35
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Hi Tracy - my OR made a point of checking I had access to money when I had my phone interview so they understand you need to sort out bills and banks etc.
The co-op were really good and didn't make me feel bad for having just gone BR.
Good luck
Vicki x |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 04 September 2008 : 14:48:17
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Hi Tracy,
Good luck with it all. I always say there is a light at the end of the tunnel and today for me i know that im right:)
Take care and most of all...........
Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 04 September 2008 : 14:48:58
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Best of luck Tracy!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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tracy_b
Junior Member
United Kingdom
457 Posts |
Posted - 04 September 2008 : 15:19:16
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cheers everyone.
You have all been so supportive its making a crappy experience bearable! |
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m and v
Average Member
United Kingdom
760 Posts |
Posted - 04 September 2008 : 15:24:36
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It's a pleasure.....I have been in exactly the situation you are in. You'll get there!
Vicki x |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 04 September 2008 : 17:59:06
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Here here, me too!
Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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zamfir
Junior Member
303 Posts |
Posted - 04 September 2008 : 22:17:01
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I can second the Co-Op - excellent bank. The Manager was totally supportive when I applied (and got accepted) for the Cashminder on the day I went BR.
My local branch is also some 40 miles away. |
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sorry another Question- Banks
