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maizie
Average Member



United Kingdom
566 Posts

Posted - 05 September 2008 :  09:05:03  Show Profile  Reply with Quote
I have my OR interview on the 18th September and I have sent back all my bank statements etc as requested. Since going bankrupt I have opened up a Co-op Cashminder Account. Would the OR require details or bank statements from this?

Also its my partners birthday and I have saved up and wanted to treat him to a race day at Silverstone... not him doing the racing because I couldn't afford that but two tickets to watch the racing. It costs £43 all together. If I paid for this via my Visa Electron card would the OR question this coming out of my account?

I don't want to get in trouble before Ive even started!

Maizie

Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 05 September 2008 :  09:07:20  Show Profile  Reply with Quote
Hi Maizie

No you dont have to give them new account unless they asked i have not.
As for birthday gift dont worry. We are away on holiday to Butlins i about 2 weeks and have been saving for that.


And Remember To Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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maizie
Average Member



United Kingdom
566 Posts

Posted - 05 September 2008 :  09:11:57  Show Profile  Reply with Quote
So if they did ask for statements and saw £43 to Silverstone it wouldn't be a problem?

Maizie
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 05 September 2008 :  09:39:04  Show Profile  Reply with Quote
It would come out of your DI
So i cant see it being a problem. Its like were werent allowed christmas and birthday money so how else do they expect me to pay.
Do you see what i mean.


And Remember To Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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maizie
Average Member



United Kingdom
566 Posts

Posted - 05 September 2008 :  09:43:18  Show Profile  Reply with Quote
Yeah I do but I haven't had my interview yet.

Maizie
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 05 September 2008 :  09:54:42  Show Profile  Reply with Quote
Ok maybe one of the other experts can shed a bit more light on this for u.
Hang on in there.

And Remember To Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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maizie
Average Member



United Kingdom
566 Posts

Posted - 05 September 2008 :  11:29:08  Show Profile  Reply with Quote
Can anyone help with this please?

Maizie
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 05 September 2008 :  11:37:29  Show Profile  Reply with Quote
bump

And Remember To Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Go to Top of Page

369
Junior Member

366 Posts

Posted - 05 September 2008 :  11:39:55  Show Profile  Reply with Quote
Hi Maizie,

Im not a 100% sure, but I really dont think that the OR will mind you spending £43 on a present. I think they will only look at it more deeply if the cost ran into £100's. I really should'nt worry about it.

Just be honest with them.

I used to live near Silverstone - you will have a brilliant time, and you should enjoy yourself, as it has been a hard time for you, we all need to escape sometimes!
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zoe
Junior Member



329 Posts

Posted - 05 September 2008 :  11:41:15  Show Profile  Reply with Quote
Hi there
i think with the relatively small amount involved you will be ok. It is the equivalent of saving less than £1.00 a week for less than a year (if that makes sense!!!!)
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maizie
Average Member



United Kingdom
566 Posts

Posted - 05 September 2008 :  11:42:46  Show Profile  Reply with Quote
Thanks all! Right Im going to go ahead and book it!!! Yay! x

Maizie
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 05 September 2008 :  11:45:36  Show Profile  Reply with Quote
Thats good news Maizie,
See i said you should be ok, but it is better to check with others.
Have fun that day.

And Remember To Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Go to Top of Page

maizie
Average Member



United Kingdom
566 Posts

Posted - 05 September 2008 :  11:56:54  Show Profile  Reply with Quote
All booked!!! x

Maizie
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 05 September 2008 :  11:57:58  Show Profile  Reply with Quote
Have a great time Maizie - I'm jealous!

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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maizie
Average Member



United Kingdom
566 Posts

Posted - 05 September 2008 :  12:09:20  Show Profile  Reply with Quote
Yeah I can't wait!!! And it's not even for me!!! x

Maizie
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zamfir
Junior Member

303 Posts

Posted - 06 September 2008 :  02:38:55  Show Profile  Reply with Quote
The Court Official & OR both stated it's fine to open up a new bank account on the day I went BR. The OR confirmed he'd have no interest in it (as it was opened post-BR), and he was more concerned that I'd have access to my salary for day-to-day expenses.

As other posters have stated, £40 ish is a very little amount, and would most probably be anticipated to come out of your DI anyway.
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