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digman
Junior Member
United Kingdom
319 Posts |
 Posted - 07 September 2008 : 20:41:46
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| Can any one who has recently gone BR or soon to be tell me what i should put on SOA re these DD's mentioned . I pay monthly by DD for all and have never missed a payment but from reading the info about debts i have to include them in BR . Is this the case or am i misinterpreting it as i thought you were allowed to still pay essential bills like these . Am getting even more daunted & confused as the hours pass !! |
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scared
Junior Member
United Kingdom
220 Posts |
Posted - 07 September 2008 : 21:24:04
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Hi Digman -
I believe if you are in arrears with any of the utilities you can include in BR. If you continue to pay them and don't want the OR to contact them, and assuming you don't owe anything, then no need to include them. Just pay as normal.
Hope this helps (and I hope I am correct).
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 September 2008 : 07:13:41
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Hi Thats all i did, carried on paying my normal utilities and only wrote on the actual debts.
And Remember To Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 September 2008 : 07:14:53
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OOOps:
By debts i meant if i was in major arrears with other action threatened, i did not have any arrears with utilities only banks, Cc and loans.
And Remember To Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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zoe
Junior Member
329 Posts |
Posted - 08 September 2008 : 11:16:35
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I paid monthly DD's and most of the time you are slightly in arrears, especially with Gas/Electric in the winter and then pay off when you dont use as much in the summer!.
I didn't want the hastle of changing suppliers. The only thing we did change was BT into hubbys name as they can be funny with bankrupts and monthly payment plans |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 September 2008 : 12:10:20
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Hi Zoe
I had no trouble with BT and my monthly payment plan, they have continued with my DD and have said they have no interest in me being bankrupt, the only time they would do something is if i did not pay the DD's or the account went into arrears.
Strange. :-(
And Remember To Keep Smiling
Jo :)
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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Topic |
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Monthly DD to Gas / Electric/Water ?
