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BankruptC
Senior Member



1030 Posts

Posted - 07 September 2008 :  22:18:46  Show Profile  Reply with Quote
We have got to the part on the forms where they ask about debit cards etc. We have accounts which have been left unused for a long time and have therefore cut up and thrown away these cards. What do we put on the SoA about these debit cards??

Thanks!!

CG. x

John
New Member



United Kingdom
73 Posts

Posted - 07 September 2008 :  22:28:24  Show Profile  Reply with Quote
Hi CG

the question asks if you have any cards as you've cut them up you don't have them any more they don't need to be listed.

I know where you're coming from, ie you could potentially replace them at present, but as the accounts are dormant and listed elsewhere don't worry.

www.Bankruptcyhelp.org.uk
0800 078 9367
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BankruptC
Senior Member



1030 Posts

Posted - 07 September 2008 :  22:31:36  Show Profile  Reply with Quote
Thanks John!! Gosh this is hard work...This is just Ian's-we haven't even started mine yet! Luckily we've been spending all the time gathering the info we need so most of it is to hand!!

Thanks again!

CG. x
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 08 September 2008 :  18:04:56  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Best of luck ... hope all goes well!

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 08 September 2008 :  21:28:32  Show Profile  Reply with Quote
I have had a couple of Br clerks get grumpy that all credit cards are not separately listed - even if the cards were cut up 3 years ago.

The forms always seem to be slightly different depending upon court. Always better to overdo it rather than under do it.

It is a stressful day so you need as little as possible to go wrong.

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 08 September 2008 :  21:30:41  Show Profile  Reply with Quote
Hi i listed all mine as the numbers were on my statements even though the cards had not been used in 18 months, i think i was one of those that over listed stuff.
Just to be awkward.:-)

And Remember To Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 08 September 2008 :  21:37:25  Show Profile  Reply with Quote
well done - always better that way

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 08 September 2008 :  21:44:20  Show Profile  Reply with Quote
Thanks Paul,

I know im a bit cheeky can you relook at my question about accepting cheques, PLEASE :-)

Thank you

And Remember To Keep Smiling
Jo :)

"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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