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Nicola.j
Junior Member
United Kingdom
267 Posts |
 Posted - 09 September 2008 : 08:25:59
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I managed to open up an account with the coop last week.I should hopefully be getting the details through today.Should I put this down under bank accounts even though there will be no money in it.I have had to open it now instead of after thursday so I can give details to work for my september salary
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 09 September 2008 : 08:58:49
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Hi Nicola
I would but make sure there are no funds in the account when you go BR.
Explain to the OR that you need this account and that it is for utilities and bills and its just a basic account.
That is what i would do. Someone else may say no need but im a worrier and i like to be upfront.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 09 September 2008 : 11:25:12
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I would do the same as Jo - another worrier!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 09 September 2008 : 11:26:29
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Thanks Skippy,
I was not 100% sure, but i would rather list than not and end up in BIG trouble. :( If you know what i mean.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 09 September 2008 : 11:56:07
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Same here. I found a credit card that I'd forgotten to list (23p in credit!) and I panicked - my over active imagination went into overtime!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 09 September 2008 : 12:05:10
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Its like the other day over my damn cherished plate, i did not list it on the SoA,then i thought OMG i should have. I called the OR and explained and now im glad that i did though as mum bought it back for £50 so its hers and mine again.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
Edited by - Needafriend on 09 September 2008 12:06:09 |
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zamfir
Junior Member
303 Posts |
Posted - 09 September 2008 : 12:31:23
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I would definately list it too, blonde & panicker in one (not a good combination!)
T. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 09 September 2008 : 12:59:44
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Yet another case of great minds think alike.
We should stop meeting like this people will talk you know. Hee hee.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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pix1
Average Member
689 Posts |
Posted - 09 September 2008 : 13:27:32
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| You should make sure there is only a few pence in the a/c on the BR order date. You should list it as one of your bank a/c's. Good news: coop basic a/c (assuming it is the cashminder a/c is BR friendly and you will be able to keep using it. If you like you could open a Nationwide basi a/c as a backup, too. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 09 September 2008 : 13:32:26
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Hi Pix
I am waiting to hear about my Nationwide basic account, i will advise once we know.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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Nicola.j
Junior Member
United Kingdom
267 Posts |
Posted - 09 September 2008 : 13:37:44
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Is Nationwide BR friendly ,I thought that I had read on here that they had stopped being so.Will be useful if they are because I would like to have another account that I can pay monthly amts into.
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 09 September 2008 : 13:40:00
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Hi Nicola
I applied yesterday on the internet and so have not heard back yet.
Once i do i will advise one way or the other.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 09 September 2008 : 14:21:17
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I'll be interested to know how you get on Jo as the last I heard Nationwide weren't opening accounts for undischarged bankrupts any more. I phoned and asked if this was right, and they said yes.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 09 September 2008 : 15:42:05
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Oki doke then lets and wait and see.
As you say tomorrow is a mystery and all that.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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zamfir
Junior Member
303 Posts |
Posted - 09 September 2008 : 23:48:57
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My bank account had a nil balance at the time of me going BR (and I listed this on the SoA form).
I got paid the day after I went BR, withdrew all the funds and kept them aside (the OR authorised this).
The OR then sent a letter to the bank, authorising them to release the funds to me, providing it is not £200+ more than the amount I quoted on the SoA forms.
I've not heard from them since, depsite sending a few letters to ask whether I can keep the account running (as I had a Maestro card and no borrowing in effect). |
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Topic |
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Question re coop bank
