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dazed and confused
Junior Member
United Kingdom
475 Posts |
 Posted - 09 September 2008 : 18:22:57
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Dear Forum
Is there a set amount for living allowances once BR?
For example is there a set amount you are allowed each month for food, fuel, car costs etc.? |
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jacqui37
Junior Member
178 Posts |
Posted - 09 September 2008 : 18:45:24
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| i think it doesnt make any differance once you are declared br, but dont take my word for it. |
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dazed and confused
Junior Member
United Kingdom
475 Posts |
Posted - 09 September 2008 : 18:55:25
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| Sorry I don't think I asked my original question very well...as I understand it once you go BR, the OR draws up a set of allowances in an I & E for certain essentials such as food, bills, TV, car, fuel etc. you are allowed each month after an IPA / IPO...is there a set amount for these or does it vary from person to person? |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 09 September 2008 : 18:56:37
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Hi D&C
Have a look at my blog there is a link on there showing what sort of allowances you should be putting down.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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dazed and confused
Junior Member
United Kingdom
475 Posts |
Posted - 09 September 2008 : 19:09:23
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Hi Need a Friend!
Ok thanks - I will have a look now.
I have been looking at this forum quite a lot lately and have done a few posts also and I must say you are so supportive and helpful to people. It's much appreciated!!! It's amazing you have any time for yourself... |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 09 September 2008 : 19:19:31
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Oh i find time. Im not working at the mo and when the kids are not here and im not doing the household and wifely duties i like to come on here and lend an ear.
And thank you for your kind words, i aim to please.
Im on holiday end of next week so it will be a week of peace for all you lot.
Hee hee
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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dazed and confused
Junior Member
United Kingdom
475 Posts |
Posted - 09 September 2008 : 19:57:46
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Well it is very admirable of you to give so much time to it!
Thanks for the link to your blog. I checked some of it out - it makes interesting reading, especially the I and E section. They seem quite reasonable on some expenditures, such as food, but then quite mean on other expenditures, such as travel allowances.
I have to use my own car for work and so use quite a lot of fuel, but I do get a mileage rate back from them, eventually! |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 09 September 2008 : 20:40:27
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Hi D&C
My OR upped some of the amounts like gas and electric and also clothing, its only a rough guide.
I do enjoy helping on here, it give me a sense of being able to help others and i can see the finished product, if you know what i mean.
Good luck and keep posting.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
You can read my updated Needafriend's New Life- A Debt Free One! blog here:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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zamfir
Junior Member
303 Posts |
Posted - 10 September 2008 : 00:01:40
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I live with parents and my I&E showed an Expenditure of £700 per month. The OR said that's "well within limits" for someone in my position, and we didn't even go into detail.
I know everybody is different, but I was expecting to be beaten down and into an IPA. |
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dazed and confused
Junior Member
United Kingdom
475 Posts |
Posted - 10 September 2008 : 00:12:23
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Hi Zamfir
Did you have to produce evidence of all your expenditure e.g. bills etc.? |
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zamfir
Junior Member
303 Posts |
Posted - 10 September 2008 : 00:18:32
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Hi D & C,
No, I only had to sign the form which would allow the OR to put me a NT code.
Didn't have to send wage slips, bank statements, loan agreements etc either. |
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dazed and confused
Junior Member
United Kingdom
475 Posts |
Posted - 10 September 2008 : 00:21:11
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Oh right - it sounds like they were good to you!
Is this quite common do you know for most people or were they just feeling generous with you?! |
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zamfir
Junior Member
303 Posts |
Posted - 10 September 2008 : 00:46:32
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| I've no idea to be fair, but I think that because mine was all personal debt and not taken out within the last 12 months, it may have been less work for the OR? |
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zamfir
Junior Member
303 Posts |
Posted - 10 September 2008 : 00:47:44
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| Plus, I had no assets (of value) - especially property. The interview was over in 20 minutes. |
Edited by - zamfir on 10 September 2008 00:52:13 |
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dazed and confused
Junior Member
United Kingdom
475 Posts |
Posted - 10 September 2008 : 14:09:42
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Hi Zamfir and thanks for your replies again!
On the subject of assets, my case should be pretty straightforward also. All have is:
Car (£1,000 - £1,500) - needed for work
Snowboard (£500 - £700 max) - needed for work
Laptop - £400
Digital SLR Camera - £400
Video Camera - £200
Would the OR be likely to want to reclaim any of these do you reckon? |
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zamfir
Junior Member
303 Posts |
Posted - 11 September 2008 : 11:34:23
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If your car is needed for work, I don't think the OR will touch that... not sure about the snowboard, but I'm guessing the same.
The OR let me keep my TV, DVD, VCR, SatNav, Digital Camer, PC & Mobile phone. |
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Living Allowances once BR...
