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 How long does br usually take?
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sky
Junior Member

United Kingdom
107 Posts

Posted - 14 September 2008 :  18:26:20  Show Profile  Reply with Quote
How long does br usually take,? do you go to the court first and then an OR appointed or do you have someone aroun d to see what assets you have?

Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 14 September 2008 :  18:53:17  Show Profile  Reply with Quote
Hi Sky

No the BR is done same day, you make an appt at your local court, some do a first come first served basis some you make an appt to go.
You take an SoA Statement of affairs, this is the form you need to fill out stating all assets, debts, income etc along to the court with the fee which is £495 this can be reduced if your on certain benefits, the court can send you a form to fill in to get any rebate that you may be entitled too.
No the OR do not come to your home, no one does, the OR is appointed the same day as your court hearing and then you will be asked to attend either a face to face interview or a telephone interview usually within 2 weeks but this could be longer or shorter depending on the work load of the OR and also the complexities of your case.
I hope that i have helped a bit.
Keep posting and good luck.

Jo x

"There is light at the end of the tunnel, if you cant find it get a brighter torch"

For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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sky
Junior Member

United Kingdom
107 Posts

Posted - 14 September 2008 :  22:44:11  Show Profile  Reply with Quote
Thanks to everyone who has replied to all postings we are seeking advice also from CAB tomorrow this is also so new to us and so very scary, my husband abnd I bought our own flat four years ago and saved really hard but with me losing my job through mental health issues and work things have justgone from bad to worse. We have worked so hard, like many of you i guess and now it's crumbling down. I stumbled on this website out of sheer desparation for info. I'm so glad I did cos I think you all are going to be a great help to us. THank you each and every one of u---- Sky
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 15 September 2008 :  04:55:33  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Sky,

Best of luck! We'll be here if you need us again :)

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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