| Author |
 Topic  |
|
maizie
Average Member
United Kingdom
566 Posts |
 Posted - 16 September 2008 : 10:55:59
|
I have my OR interview at 10am on the Thursday... is there anything I need to do beforehand so I am prepared? I have all my bankruptcy documents etc... unfortunately I have no copies of credit card statements or loan agreements because I didn't have them but I have my 12 months bank statements.
Maizie |
|
|
Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 September 2008 : 11:24:00
|
Hi Maizie
A large V&T.
No seriously the OR would have said what they would have needed from you just have the SoA and a glass of water with you, be somewhere quiet whereu cant get disturbed and just answer to the best of your knowledge.
Good luck
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
 |
|
|
Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 September 2008 : 11:25:43
|
Sorry Maizie
Is that a face to face or telephone one.
My reply was aimed at the telephone one if its face to face 12 months statements will be fine, dont worry about agreements if the OR wants anything else they can obtain it.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
|
|
|
maizie
Average Member
United Kingdom
566 Posts |
Posted - 16 September 2008 : 11:27:23
|
Hi Needafriend
Its a telephone one! I don't think I am going to sleep Wednesday night!
Maizie |
|
|
|
Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 September 2008 : 11:33:59
|
Hi Maizie
I think the OR interview was the worst bit for me in the end, but it was not as bad as what i thought.
Mine seemed quite nice made me feel relaxed, it as 1hr 20mins and i thought i would cock it up but it all went ok.
When that bit is over you will be well on your way to your new future and i am so glad that you have come through so well.
Try not too worry to much, the SoA states what they need to know, when it comes to what did you spend monies on like for me it was mainly my house and general living.
So i dont really have a lot to show for the amount of debts we had, sad really as i look back and think how the hell did we get into this mess.
Dont panic, try not too worry, by midday latest on Thurs it will all be over and yes you may still have the odd call we do but the main part is over, they are not putting you on trial or going to judge you they just need to clarify the SoA.
Good luck mate.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
|
|
|
maizie
Average Member
United Kingdom
566 Posts |
Posted - 16 September 2008 : 11:36:04
|
Thanks very much for your kind words, funny thing is I know I will be fine but I can't help worrying!!! 
Maizie |
|
|
|
Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 September 2008 : 11:38:34
|
I know Maizie its weird. Have a great day today and let us know on Thurs how it all went. :-)
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
|
|
|
maizie
Average Member
United Kingdom
566 Posts |
Posted - 16 September 2008 : 11:38:58
|
Will do! x
Maizie |
|
|
|
BankruptC
Senior Member
1030 Posts |
Posted - 16 September 2008 : 13:44:25
|
Hi honey!
Not long for you now, is it? Hang on in there, try to do lots of nice things to take your mind off it till then.
I'll be thinking of you on Thurs and sneaking onto the laptop at work to check how it's gone.
Take care hon.
C. x |
|
|
|
maizie
Average Member
United Kingdom
566 Posts |
Posted - 16 September 2008 : 14:35:00
|
Thanks petal!!!! xx
Maizie |
|
|
|
BankruptC
Senior Member
1030 Posts |
Posted - 16 September 2008 : 14:38:11
|
Hey you!
How are you hon? Working hard? :-)
It's my afternoon off today so I'm just catchig up with the boards while my little one's having his nap. Enjoying some mini chocolate doughuts too! :-0
Want one, anyone?!Hehe.
C. x |
|
|
|
maizie
Average Member
United Kingdom
566 Posts |
Posted - 16 September 2008 : 14:45:45
|
Im good thanks my sweet... had a stressful morning at work and now trying to chill out a bit... got a banging headache, nothing that a glass of wine when I get home won't sort out! x
Maizie |
|
|
|
BankruptC
Senior Member
1030 Posts |
Posted - 16 September 2008 : 14:47:32
|
Hehe. I bet you're not drinking enough (water, I mean, NOT wine! hehe). I always get a headache at work cos I forget to drink enough during the day.
C. x
PS. Get me! What do I think I am, Dr C now too?! Haha! |
|
|
|
maizie
Average Member
United Kingdom
566 Posts |
Posted - 16 September 2008 : 14:49:20
|
lol has a certain ring to it!!!! x
Maizie |
|
|
|
BankruptC
Senior Member
1030 Posts |
Posted - 16 September 2008 : 14:53:26
|
Haha.
How've you managed to get time off for your interview hon? Have you had to take time off? I'm worrying about that, cos I can't really get time off in my line of work!
C. x |
|
|
|
maizie
Average Member
United Kingdom
566 Posts |
Posted - 16 September 2008 : 14:57:48
|
Well I confessed all to my bosses and they were amazing. I felt I had to really because the doctor put me on anxiety tablets because I have been getting alot of migraines so felt it was best they knew. I cried alot and they made me lots of cups of tea and gave me tissues!!!
So basically I have told them when my interview is and that I won't be coming in for the rest of the day and they said they understood!
If you haven't told your boss then maybe book it as a holiday or tell them you have a dentist appointment or something? x
Maizie |
|
|
|
Topic |
|
OR interview on Thursday!!! Gulp!!!
