This was for a debt that was taken out in joint names in 1998 but I have since been divorced and I thought my ex husband had paid this - but obviously not. I spoke to someone on the phone and she asked if I had lived at previous addresses and then put me through to someone else and then the asked if I was Mrs X and I said I am not of that name, she then kept on asking so I put the phone down on her.
The contract was for 10 years at £28 per month in joint names (for a bedroom suite)this was started in 1998 - as far as I am aware my ex husband has not paid anything since 2000 (I think - but I am not in contact with him anymore). They have now caught up with me what should I do - as I wasn't aware this was still outstanding and this is not on my credit report.
Help please I am worried sick - they will come knocking my door.
I am not sure on how to answer your question so hang on in there and someone who can will be along soon.
Take care
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog: