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V.p
New Member



74 Posts
Posted - 18 September 2008 :  16:08:44  Show Profile  Visit V.p's Homepage  Reply with Quote
MY SELF AND MY HUSBAND OWN MORE THAN 15.000 IN ALL FORMS OF DEBT INCLUDING HP. IS ALL THIS COVERED BY BACKRUUPSY? ALSO I HEARD SOME COMPANYS DONT RECOGNISE BACKRUPSY IS THIS TRUE? WE HAVE NOT GOT £475 EASCH TO GO BANKRUPT, HOW DO WE QUALIFY FOR A REDUCTION IN THIS CHARGE?

JulianDonnelly
Junior Member



United Kingdom
325 Posts
Posted - 18 September 2008 :  17:23:26  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi VP and welcome to the forum.

Certain debt is excluded from BR. All secured debt (including HP) as well as student loans (from the Student Loan Company) are excluded.

All creditors have to recognise BR ... it's the law!

You can qualify for a £150 reduction in the £495 court fee if you are on income support.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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