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end or teather
Junior Member

United Kingdom
254 Posts

Posted - 06 October 2008 :  21:57:59  Show Profile  Reply with Quote
Hi,
Had a letter today from a debt collection co. saying that i didn't respond to their last letter, and they are writing to the land registry to confirm my ownership of the house, and then apply to put a charge order on my house, when i got the first letter i phoned them and told them i was goind BR and gave them the date, they said there was nothing they could do now and to let them know when it took effect,
Can they do this?,

Thanks

EOT

John
New Member



United Kingdom
73 Posts

Posted - 06 October 2008 :  22:02:37  Show Profile  Reply with Quote
Hi
basically yes they can although there is a process they will need to follow to get a final charge against the property which takes time.If you declare BR before the final charging order is granted then that effectively stops them in their tracks.
Have you booked your BR appointment yet?

www.Bankruptcyhelp.org.uk
0800 078 9367

Edited by - John on 06 October 2008 22:03:35
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end or teather
Junior Member

United Kingdom
254 Posts

Posted - 06 October 2008 :  22:08:00  Show Profile  Reply with Quote
Hi John,
Yes my appointment is on the 4th November,

Thanks

EOT
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John
New Member



United Kingdom
73 Posts

Posted - 06 October 2008 :  22:12:48  Show Profile  Reply with Quote
Hi
in which case they don't have time to get there first as it were.
Don't worry.

www.Bankruptcyhelp.org.uk
0800 078 9367
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end or teather
Junior Member

United Kingdom
254 Posts

Posted - 06 October 2008 :  22:31:58  Show Profile  Reply with Quote
Hi John,
Thanks for the reply, Their letter was dated 2nd October, i phoned the court on 29th September and got an appointment date for 4th November,

Thanks

EOT.
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 07 October 2008 :  07:19:24  Show Profile  Reply with Quote
Hi EOT

I hope that you get things sorted out for you. As John has said i doubt in that time they can do anything so would not panic.

LOL

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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