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 discharged but name still on register
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robert23
Starting Member



1 Posts

Posted - 07 October 2008 :  06:20:32  Show Profile  Visit robert23's Homepage  Reply with Quote
I was discharged from bankruptcy on 05Aug 08.how long wil my name be on the register for , for all to see.?
Can I get it removed?

Nat
Junior Member



367 Posts

Posted - 07 October 2008 :  06:45:19  Show Profile  Reply with Quote
Hi Robert
From previous posts that i have read on here I think it can take up to 3 months but you can get a letter from OR and/or court to say that you are discharged. Not sure if you can get it removed. I'm sure someone will be along later and be able to tell you much more than i can, most people are only just starting to get up at this time!!!!!
Nat
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 07 October 2008 :  07:22:21  Show Profile  Reply with Quote
Hi Robert

I agree with Nat about how long it stays on the register. I dont think you can remove it yourself but after the 12 months of being a BR 3 more wont hurt. But...........

In my blog i have info on how to apply for the cert or how you can go about printing a copy of for credit files,banks etc.

Have a weeeeee look :-)

LOL

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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369
Junior Member

366 Posts

Posted - 07 October 2008 :  10:26:23  Show Profile  Reply with Quote
Hello,

I believe it stays on the Insolvency Register for 3 months after your discharge date. So if you were discharged on the 5th Aug then it should have disappeared off there on the 5/6th Nov.

I have been checking it and looking at when people are due to be discharged and then seeing if they are there 3 months later and they aren't - sad I know - but I was working out when mine would come off there! Im going to be discharged on 2nd Nov - so should come off there on the 2nd/3rd Feb!!!

Oh and as Jo says, send your Certificate of Discharge or print off the page where it says you have been discharged and send it to your creditors and the credit agencies so they can amend your credit report accordingly.

Thanks
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 07 October 2008 :  12:11:59  Show Profile  Reply with Quote
It comes off automatically 3 months after your discharge date whether you've had early or automatic discharge.

Make sure you print off your proof of discharge before the 3 months is up as you won't get another chance, and an official certificate costs £60!

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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