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 bankruptcy postbag for july
 OR INTERVIEW
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Maz
Junior Member

United Kingdom
239 Posts

Posted - 07 October 2008 :  19:31:07  Show Profile  Reply with Quote
Hi, I had my OR interview today (just over 2 hours). What will happen next please???

Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 07 October 2008 :  19:34:42  Show Profile  Reply with Quote
Hi Maz

How did it all go?

You will start to get letters in from them for things that are excempt like cars etc.

If you have an IPA that will come in also to check, agree and sign.

Some other letters to do with BI if you have a home other than that not much really.

LOL

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Maz
Junior Member

United Kingdom
239 Posts

Posted - 07 October 2008 :  19:38:02  Show Profile  Reply with Quote
Hi,

It went OK, quite complicated as we have quite a few buy to let properties that we are "handing back". I left all my bank statements, credit card statements etc. Will they go through bank statements with a fine tooth comb and want explanations for transactions that aren't self explanitory? Thanks
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 07 October 2008 :  19:41:03  Show Profile  Reply with Quote
Hi Maz

Unless they think something else needs discussing then that could be that apart from the odd phone call if the case is straight forward you may only get letters then that could be it.
We have had 2 calls from ours since and only letters nothing else.
Goodluck

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 09 October 2008 :  13:32:23  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Maz,

Chances are thay you probably won't hear anything for a while. The OR will only get back in touch if they require points of clarification.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367

Edited by - JulianDonnelly on 12 October 2008 14:44:30
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poopedmass
Junior Member

United Kingdom
229 Posts

Posted - 13 October 2008 :  14:44:03  Show Profile  Reply with Quote
we have our interview on wednesday, felt fine now am starting to feel nervous now!! what if we cant find all the statements?? will our cases be dealt with seperately? could my husband get in IPA and me not get one?
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 13 October 2008 :  16:22:30  Show Profile  Reply with Quote
Don't worry if you can't find all the statements as the OR can get them from your creditors. I didn't have all of them, so I sent what I had.

You will have separate interviews, and I believe that it's possible for only one of you to have an IPA.

Good luck for Wednesday. I was really nervous for my interview, but to be honest it wasn't as bad as I was expecting.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 13 October 2008 :  16:27:49  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Best of luck!

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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poopedmass
Junior Member

United Kingdom
229 Posts

Posted - 13 October 2008 :  16:40:54  Show Profile  Reply with Quote
thank you everyone x
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 15 October 2008 :  13:04:59  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Glad we could help!

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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