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grantspants
Junior Member
United Kingdom
297 Posts |
 Posted - 08 October 2008 : 17:57:43
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Hi folks,
I have just reduced what was my building and contents insurance for my mortgaged home to contents only for the rented house we move into on the weekend.
When I was reading through the paperwork, under the 'qualification acceptance' part, it said 'never been declared bankrupt'.
Now I've been with this company a while, 2/3 years. So can I take it the insurance would be void, because i'm BR now?
I'm reluctant to tell them about my BR, but guess I will have to, they may demand payment for the year up front, or not cover me at all. The only way I can think of is to transfer the cover into my wifes name.
Anyone have any thoughts/ideas on this?
Many thanks
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digman
Junior Member
United Kingdom
319 Posts |
Posted - 08 October 2008 : 18:07:03
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Hi gp ,
I would suggest you would be best cancelling the policy and starting a new one in your wifes name ( as long as she isnt BR as well ) as in the event of a claim the insurance could well be voided as one of the statement of facts is untrue .
Insurance companies generally try to find any reason not to pay out if they can help it and this would be a great ' get out ' for them .
Its purely an opinion gp , and im sure other members will post their thoughts as well ,
Take care ,
Andy |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 October 2008 : 18:32:28
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Hi GP
Im with More Than an di called them about mine and me being a BR and they said they were not worried.
Can you call them anonymously and just see what they say.
Best of luck
Jo x
Your Mother Hen :-)
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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Home Contents insurance
