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 Is there any way I can keep my home?		  New Topic  Reply to Topic
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hannahbigtime
Starting Member

United Kingdom
2 Posts
Posted - 09 October 2008 :  05:34:04  Show Profile  Reply with Quote
I WAS MADE BANKRUPT IN JUNE.mEETING OR NEXT WK.MY MORTGAGE IS IN BOTH NAMES.IS THERE ANYWAY I CAN KEEP MY HOME?I HAVE SOME EQUITY.

Needafriend
Junior Member

United Kingdom
344 Posts
Posted - 09 October 2008 :  06:31:48  Show Profile  Reply with Quote
Hi Hannah and Welcome to you

Just wondering did you both go BR?

Are you inarrears with the Mortgage?

Do you have someone who could buy the BI, the asset part that the OR would want to release from the house?

We need a littlemore detail to be able to offer the best advice. :-)

LOL

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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hannahbigtime
Starting Member

United Kingdom
2 Posts
Posted - 09 October 2008 :  07:07:33  Show Profile  Reply with Quote
I WAS THE ONLY ONE MADE BANKRUPT.i OWE 11,000 TO THE INLAND REVENUE FOR OVERPAYMENT OF TAX CREDITS.NO ARREARS ON MORTGAGE.THANKS

h kerrigan
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RHB
Senior Member

1159 Posts
Posted - 09 October 2008 :  07:33:41  Show Profile  Reply with Quote
How come you owed so much? Would they not have let you pay it bakc in installments?
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Needafriend
Junior Member

United Kingdom
344 Posts
Posted - 09 October 2008 :  08:01:11  Show Profile  Reply with Quote
Wow Hannah

That is a lot to owe the Tax Credits, is that over a few years or somthing.

Can you not make an offer something you can afford each month/week.

I too had a bill from them, mine got written off in my BR as i had been over billed and they would not let me pay off over my exsisting claim as i had to do a new one.

Oh mate, what else have you tried?


Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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John
New Member



United Kingdom
73 Posts
Posted - 09 October 2008 :  08:30:52  Show Profile  Reply with Quote
Hi
whether your home is at risk will depend, initially, on how much equity is in the property.

www.Bankruptcyhelp.org.uk
0800 078 9367
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