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 archive
 bankruptcy postbag for july
 TAX CREDIT OVERPAYMENT
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Maz
Junior Member

United Kingdom
239 Posts

Posted - 10 October 2008 :  15:36:58  Show Profile  Reply with Quote
We have been overpaid tax credits in the past and are now paying them back monthly, could we have included the overpayment in our BR? thanks

Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 10 October 2008 :  17:02:36  Show Profile  Reply with Quote
Hi Maz

When you say paying monthly is it being taken from your current claim or were you billed.

The reason i ask is that we were billed and agreed a repayment and now that has gone into our BR.

Hope that has helped.

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Maz
Junior Member

United Kingdom
239 Posts

Posted - 10 October 2008 :  17:19:35  Show Profile  Reply with Quote
Hi

It is being taken from our current claim.
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 10 October 2008 :  18:05:49  Show Profile  Reply with Quote
Ah in that case i dont think it can.

Ours had been billed as we seperated then i put the claim to single then we got back together and they could not just add OH back on so closed the original claim and started a new one.
Then we were billed for the overpayment. I asked if they could pay it out of our current claim and they said no.
So im not really sure i think it may be that you have to continue but i may be wrong.
Hope you find out for def.
LOL

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 11 October 2008 :  17:23:05  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Maz,

I would suggest discussing this with the OR as it is technically an unsecured debt.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 12 October 2008 :  12:24:46  Show Profile  Reply with Quote
Hi

I have checked with he OR and tax credits dept and they advise that an overpayment does not get included in Br so will need to be repaid.

However you need to include this in the I&E to ensure you are not getting penalised twice.


Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 12 October 2008 :  12:53:10  Show Profile  Reply with Quote
Hi Paul

What about an old bill that has been billed to you as an IR bill/debt which is not being paid via your current tax credits claim.

This is how mine is now. I though that bills from the IR that were not being paid per your claim but on a seperate bill from them would be included as i am not having mine deducted now as it went straight to payment per month by me not my current monies.


Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 12 October 2008 :  13:20:20  Show Profile  Reply with Quote
hi

i think you have started a new thread and I have replied on that.

thanks

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
www.revivauk.com
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 12 October 2008 :  15:55:11  Show Profile  Reply with Quote
Hi have a read on this site

http://www.hmrc.gov.uk/taxcredits/repaying-overpaid.htm


And also on this one:

http://www.insolvency.gov.uk/freedomofinformation/technical/TechnicalManual/Ch73-84/Chapter77/part7/Part7.htm

See if this of any help


Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 12 October 2008 :  16:21:11  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Jo,

As I understand it, any historic overpayment of tax credits etc from HMRC should be treated like any other unsecured debt in BR.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 12 October 2008 :  16:29:46  Show Profile  Reply with Quote
So then Julian

Where ours was an old claim which we were billed for and would have been allowed to pay over 2 years as they could NOT include in the new claim SHOULD be written off.

Is that right as paul has confused it for me thats why i went looking.

Jo x
Your Mother Hen :-)

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Mother Hen's New Debt Free Life with Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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