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 debts from my previous marriage
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clarity
Starting Member

4 Posts

Posted - 14 October 2008 :  13:51:36  Show Profile  Reply with Quote
Hi there,

Please can you answer me a question, I have debts still of approx £9 ish k left from my previous marriage. ( ex hubby had Bi Polar and run up lots of debts but obviously those he run up in my name, and the loan for our wedding (taken in my name) remained my debts). I don’t own my own home and my car is worth less then about £1500 so I cant see I have any equity really.

I am struggling to make any payments on them at all and therefore think Bankruptcy is my only solution to this, if this were the case moving forward how would this affect my new partner? We are due to get married and then live together in April (as we don’t currently) and I don’t want him being “lumbered” with any of my previous debts, or being held accountable for them.

If I do this am I best doing it before we get married and he moves in etc, and what things do I need to be aware of?

I apprecaite your help!

eamonn
Junior Member

320 Posts

Posted - 14 October 2008 :  15:04:40  Show Profile  Reply with Quote
hi clarity
welcome to the forum,from what you have posted i do not know wheater you may considered other option's such dmp, or ipa it might be better for you, i would ring the helpline number at the to pof the page and talk it through with them the number is free and the advise is very good
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 14 October 2008 :  16:58:23  Show Profile  Reply with Quote
Hi Clarity

I have just been reading your post and i would urge you to call our helpline for more advice based around your personal circumstances, the number is a freephone number and if they cant speak straight away they will get back to you.

The number to call is

0800 078 9367

Take care

Jo x

Please visit my blog for info on how I got here and other information to guide you through from my experience called:

"Needafriends Links and added info on Bankruptcy!" available to view at:

http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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