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JAH
Junior Member
United Kingdom
213 Posts |
 Posted - 17 October 2008 : 14:28:44
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Hi Everyone,
Just to let you know that I have spoken with my OR today and an appointment has been made for myself and hubby for 29th October - one at 9.00 am and one at 10.00 am. He was nice enough but I am TERRIFIED!
He asked me a few basic questions and I couldn't give him specific answers as all the paperwork is at home and I am at work. Really worried now that that will go against me.
I can't believe I feel like this. Feel really really down today.
Jayne |
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got there
Junior Member
United Kingdom
461 Posts |
Posted - 17 October 2008 : 14:30:52
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Hi Jayne, what was their name??
I sure they understand that you have to work and wouldnt take paperwork with you. Try not to worry it will be my turn next lol x |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 17 October 2008 : 14:33:58
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Hi Jayne
I have been feeling very down this week, and am really not sure why 
Glad you finally know where you are up to with them though, and dont worry that you didnt know certain things there and then. They realise you need to work and dont carry your debt details etc. with you
Jenny
xx
The weights are coming off my shoulders very slowly, but making such a big diference !! |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 17 October 2008 : 14:46:28
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Hi Jayne
Dont worry they will know that you would not have your form on you and that you would have been court on the hop.
Dont panic and try not to think about it, there was nothing you could have said that would have gone against you so just put it to the back of your mind and enjoy the weekend!
GT
You will be fine too, the interviews are not that bad, i think its the not knowing and feeling like you may end up saying something you should not, but it will all be ok, just be honest and asnwer to the best of your knowledge.
LOL
Take Care
Jo x
Please visit my blog for info on how I got here and other information to guide you through from my experience called:
"Needafriends Links and added info on Bankruptcy!" available to view at:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
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JAH
Junior Member
United Kingdom
213 Posts |
Posted - 17 October 2008 : 15:24:57
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Thanks Girls,
I had put on my SOA that my car was worth £2,700 (Suzanne advised it was a forced sale value that you put down). On Auto Trader private ones were going at around £3k. When he asked me just I said around £2,500 and he said "only £2,500" like I was playing it down. I've only just remembered I put £2,700. Don't get me wrong he was OK but it was the word "only" that upset me. Anyway, that's only part of the problem - I suppose the crux of it is I am embarrassed about having to admit that we don't know what the numerous conslidation loans and credit cards have been spent on and I'm just frightened I will go to pieces.
Jenny, have you had contact from your OR yet?
GT - His name was Mr Kirby. It will be interesting to see who you get?
Anyway, have a good weekend everyone. I'm going to stay with my friend tonight as my husband is working all weekend. My friend doesn't know so I won't have to talk about it - don't know whether that's a good thing!!
Thanks again everyone.
Jayne xx |
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Contact from OR - terrified!
