I am currently in a DMP but due to go BR either in December or January (I am going abroad and do not feel I will be able to continue with the DMP.
My question is:
When should I make the last payment to the DMP - would I be able to get away with missing 2 payments to the DMP before going BR without the Creditors getting too heavy?
I have already received Default Notices from all my Creditors before going into the DMP so I am already in their bad books.
I currently pay the DMP on the 23rd of each month, so would I be able to make the next payment, and then miss the Nov. and Dec. one (and make £1 token payments) and then go BR early Jan. or would this be leaving it too long?
I would give the helpline a call on that one. The other experts on their can go through it with you a bit more indepth as i think you need to know a plan of action in order to suceed in where you want to be.