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kazy1
Junior Member
United Kingdom
120 Posts |
 Posted - 29 October 2008 : 19:24:10
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hi sorry if i have asked this question twice today after being told i could have a co-op account they haveturned round and written NO so is there anywhere else i could try??
thankyou |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 29 October 2008 : 19:27:27
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Hi
There is think banking they provide DD's and SO's but they charge a fee per month.
I dont know about any others only savings ones.
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Jo's Links and added info on Bankruptcy!
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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kazy1
Junior Member
United Kingdom
120 Posts |
Posted - 29 October 2008 : 19:41:02
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Thanks Jo, I did have a look back at some old posts and found them.
Just when you think its going ok!!!
not too worried at the moment as i get it paid into hubbys account
but will plod on
xxxxxxxxxx |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 29 October 2008 : 20:43:09
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You might also want to consider one of the "pay as you go debit cards" as a temporary measure.
Tuxedo now do standing orders and you can have your salary paid into the account, plus you get a paying in book so you can deposit funds at barclays.
COOP usually say no because they can't find you on the electoral register. Worth checking that you are there.
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
For a Free Impartial Review before taking the leap call me @ Reviva UK
www.revivauk.com |
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kazy1
Junior Member
United Kingdom
120 Posts |
Posted - 29 October 2008 : 21:09:10
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Ahh think you hit the nail on the head with that one Paul i don't think i am on it 
thankyou
kazy1xxxxxxxxx |
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 29 October 2008 : 21:14:40
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No problem.
get a temp solution, get yourself registered then re apply when you are sure you are on it.
depending upon which creditors you have there may be other banks too.
possible Barclays?
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
For a Free Impartial Review before taking the leap call me @ Reviva UK
www.revivauk.com |
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kazy1
Junior Member
United Kingdom
120 Posts |
Posted - 29 October 2008 : 22:00:31
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| Thankyou will try that xxx |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 29 October 2008 : 22:04:43
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Good luck Kazy
Let us know how it all goes. :-)
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Jo's Links and added info on Bankruptcy!
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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siobhan
New Member
United Kingdom
66 Posts |
Posted - 30 October 2008 : 00:28:31
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Hi, although there is a fee, i can recommend Think banking, its thro RBS and is a managed account, so they will make sure all your bills are kept in a payment account and will move any spending money to a maestro payment card where u can use in shops and cashpoints. they accept d/d and s/o and u get a named person to contact with any questions. they are hoping later this year to offer internet access to view transactions/statements, but at present they have texted me on paydays to inform of deposits and balances, and u can request balances via text message and there's also an automated telephone line to call for balances.
Fees are £30 for opening account and £12.50 per month with an additional £5 per month for joint card on account.
good luck
S x |
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johns
Junior Member
United Kingdom
269 Posts |
Posted - 30 October 2008 : 18:08:42
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Hi i can also recommend think banking, i lost my card the other day and they arranged for me to access cash direct from rbs, i can now receive 8 latest transactions via text, up to the minute balance and all my dds are sorted it may be short term but a good alternative and paying 12.50 per month for the priveledge is something you can take with you when you are discharged.
good luck
johns quote:
Originally posted by kazy1
hi sorry if i have asked this question twice today after being told i could have a co-op account they haveturned round and written NO so is there anywhere else i could try??
thankyou
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kazy1
Junior Member
United Kingdom
120 Posts |
Posted - 30 October 2008 : 19:38:47
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AHHHHHHHHHHHHHHHHHHHHHHHHHHHHH I am ON the electoral roll!!!!!!!!!!!!! |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 30 October 2008 : 19:47:20
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Hey Kazy
That is so weird, maybe you could write to them and ask why they turned you down.
Best of luck with finding a new account.
LOL
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Jo's Links and added info on Bankruptcy!
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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kazy1
Junior Member
United Kingdom
120 Posts |
Posted - 30 October 2008 : 19:54:36
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I don't think i could take the rejection again!!!! |
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Nat
Junior Member
367 Posts |
Posted - 30 October 2008 : 21:06:34
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Hi Kazy
I got an account with the alliance and leicester it's only a basic cash card and can do DD but not S/O. You have to do it throught ht epost though and it took a few weeks to come through. Abbey is another one that you could try.
If no Think banking is an option but i disagree with what they charge but if it gets you started mght be worth a go.
Good luck
Nat |
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369
Junior Member
366 Posts |
Posted - 31 October 2008 : 10:29:17
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Hello Kazy1,
I got accepted for a Co-op account when i was in the actual branch and then a week later i got a letter saying i had been declined, it is usually because you are not on the electoral role.....how long have you been on there - as it takes a while for the report to be updated. I have been on mine since august and my credit report still doesnt recognise that!
Anyway, I wrote to Co-op and demanded a reason why i was declined, they will write back to you, or give you a number to call - it is worth checking it out - they will respond to you. It might be something really simple...
Thanks |
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kazy1
Junior Member
United Kingdom
120 Posts |
Posted - 01 November 2008 : 16:22:05
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| Ahh looked at my credit report not on the electrol roll according to that!!!!! so have updated so willb try again |
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Topic |
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co-op say NO, anywhere else I can try ?
