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 another OR interview
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abd
Junior Member

284 Posts

Posted - 12 November 2008 :  23:39:48  Show Profile  Reply with Quote
my OR called to request aface to face interview after 7 month of my BR.As I was overpaid and spent money on gambling, he told me they contacted the casinos and looked into my bank statments and now looking for further explanations.Iam sure will get restrictions,but would my BR be reversed on the ground of dishonesty( not declaring overpaid wages to my main creditor,previous employer, and then gambling).In other word could I end up where i was 7 month ago and my BR rejected. please help
Abd

dazed and confused
Junior Member



United Kingdom
475 Posts

Posted - 12 November 2008 :  23:44:45  Show Profile  Reply with Quote
Hi ABD!

Hope you are well.

Let me just make it clear from the start that I am by no means an Expert at all but from what I have gathered from reading other posts etc. it is very unlikely that they will 'reject' your BR once it has already been declared / imposed - to be honest I am not really aure this is possible?

Maybe the worst they could do is impose a BRU / BRO, which in the grand scheme of things does not sound all that bad.

I am sure someone more 'in the know' will come along soon though and give you a more definitive reply.

Try not to worry!
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abd
Junior Member

284 Posts

Posted - 12 November 2008 :  23:51:57  Show Profile  Reply with Quote
Hi doing well thanks,just this call today was abit of a draw back.Thanks for your reassuring comments .I have been through alot, why the mere thought of debt again make me shivers.thanks again
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 13 November 2008 :  07:23:39  Show Profile  Reply with Quote
Hi ABD

I would not think that they would reverse you BR now, they oviously dont look too kindly on your missing knowledge and it could be seen as just that you forgot to add those in, you were in a state and just forgot.

That said the worst would more than likely be a BRU/BRO now. I would explain that you just forget to write it in, you never meant to be dishonest, the forms as so complicated and you thought you had filled it all in as asked for. Thats not a lie its just informing them that you had forgotten and would never attempt to hide or give misleading information as you are aware that all accounts etc will be checked.

Hope that helps, i would not worry though, just explain as i have said and i think it will be fine:-)

Jo
x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Jo's Links and added info on Bankruptcy!
http://debtfreejo.blogs.bankruptcyhelp.org.uk/

Edited by - Needafriend on 13 November 2008 07:24:34
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abd
Junior Member

284 Posts

Posted - 13 November 2008 :  21:08:13  Show Profile  Reply with Quote
many thanks your are a friend in need.In fact i have provided them with all the casinos i have attended during my period of gambling.can i ask another Q? my pay has risen fr the coming year,OR knows about.ca i spnd some of the money on expenses as solicitors.my previous employer who overpaid my salary has reported me to my profession organization and will have a hearing soon.need a defence otherwise may loose my job and licence.Of course with OR permission can a BR claim such expenses as lawyers,dental treatment ?
kind regards Abd
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