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hanlou
New Member
United Kingdom
56 Posts |
 Posted - 28 November 2008 : 21:15:10
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| hi all if you open a co op cashminder account before going bankrupt will it still not be frozen when the time comes and when i open it do you tell them you will become bankrupt in near future any answers greatly appreciated |
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Cakietin
Junior Member
United Kingdom
278 Posts |
Posted - 28 November 2008 : 21:21:05
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Hi hanlou
I opened my Co-op account over the phone and told them up front that I was going bankrupt. I am due in court next week and have had the account for a few months now. I went into my local branch and asked them what would happen next Friday. The woman was very helpful and after a phone call she said that the account would remain open and we could continue to use it. She said they wouldn't freeze it as we had no debts with them.
I think it is best to be up front and you should have no problems. All dealings I have had with them have been very good so it may be worthwhile giving them a call.
Kind regards,
Amanda |
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hanlou
New Member
United Kingdom
56 Posts |
Posted - 28 November 2008 : 21:26:32
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| hi amanda thanks for that probably good idea to open it now before we go bankrupt many thanks hanlou |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 28 November 2008 : 21:39:00
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Hi Hanlou
I agree with Amanda, its best if you can to get that account opened before, then at least you can have wages, benefits etc paid in.
Also you can sort out your DD's etc too.
Best of luck
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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joella68
Junior Member
United Kingdom
280 Posts |
Posted - 28 November 2008 : 22:24:27
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| we would like to open one of these.........do you need to have a branch near you because we do not and i wouldnt know where one was close to us ?? |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 28 November 2008 : 22:53:38
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I opened mine pre-br and coop were fantastic and still are.
Joella, I dont have one close by but do all my banking through local post office or online.
xx
Onwards and Upwards is the way im going :-0)
xx |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 29 November 2008 : 06:26:30
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Hi JO
My nearest branch is 40 miles away but i do mine online and also through the post office.
The account can be opened at a branch or over the phone.
Honestly we have all had these accounts now and regardless of where i branch is it does not matter as like i said we have adapted and just use the next or pop to the local PO.
Take care
Jo
x
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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huntersrishon
Junior Member
189 Posts |
Posted - 29 November 2008 : 08:07:16
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Hi
I telephones and opened ours over the phone on the Saturday - we went BR the following Thursday. I did not tell the co-op we were going BR.
The OR called us on the Friday and said our accounts would be frozen etc and I told him we were in the process of opening a co-op account and he said that was fine - he was not interested in that.
The welcome pack came through on the Saturday( 1 week after my initial phone call) we do not have a local branch so we use the post office and online. No problems at all!!
Dee  |
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hi all if you open a co op cashminder account
