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 expenditure and ors
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rochelle123
Starting Member



12 Posts

Posted - 29 November 2008 :  15:53:31  Show Profile  Visit rochelle123's Homepage  Reply with Quote
hi, what sort of things do you put down in your expenditure for br is it the same as iva expenditure or different?

also would the or check on everything you are spending or is it like iva where once the monthly budget is set then you can decide how you actually want to spend the money?

v confused now as to which one to go for. thanks

Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 29 November 2008 :  19:52:46  Show Profile  Reply with Quote
Once you have a bidget it is up to you to choose how and what it is spent on.

If as a single person you budgeted for £185 for housekeeping and only spent 160 then you would have surplus for emergencies.

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK

For a Free Impartial Review before taking the leap call me @ Reviva UK
www.revivauk.com
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jwmc77
Junior Member



United Kingdom
195 Posts

Posted - 30 November 2008 :  18:41:36  Show Profile  Reply with Quote
yes, expendature is the same in iva and br...just remember to be honest and account for absolutly everything, from your rent right down to your hairdresser.

MAC
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 30 November 2008 :  19:40:45  Show Profile  Reply with Quote
Good advice Mac ;-)

Jo
x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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jwmc77
Junior Member



United Kingdom
195 Posts

Posted - 30 November 2008 :  19:43:04  Show Profile  Reply with Quote
thanks joe ;-)

MAC
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 30 November 2008 :  19:48:30  Show Profile  Reply with Quote
Your welcome, your doing a grand job on here, its great to have you on board.
:-)

Jo
x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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jwmc77
Junior Member



United Kingdom
195 Posts

Posted - 30 November 2008 :  19:54:41  Show Profile  Reply with Quote
your too kind.....its just nice too be able to offer the same advice to people as was offered to me when i first joined, we're still in that semi state of shock at realising what we're about to do.

MAC
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 30 November 2008 :  20:34:18  Show Profile  Reply with Quote
Hey Mac

I know that feeling oh so well and like you i give back what i was given when i first joined back in July.

Its nice to be able to help others that are still wondering and worrying.

Jo
x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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jwmc77
Junior Member



United Kingdom
195 Posts

Posted - 30 November 2008 :  20:59:39  Show Profile  Reply with Quote
oh well...hopefully not too long to wait now, sorry for hijacking the thread by the way rochelle

MAC
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 30 November 2008 :  21:00:52  Show Profile  Reply with Quote
Yep me too, sorry Rochelle. :-)

Jo
x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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jwmc77
Junior Member



United Kingdom
195 Posts

Posted - 30 November 2008 :  21:08:14  Show Profile  Reply with Quote
where do my posts keep going????

MAC
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jwmc77
Junior Member



United Kingdom
195 Posts

Posted - 30 November 2008 :  21:11:59  Show Profile  Reply with Quote
forget the last one, i was going back into posts and my previous messages where gone.....reappeared now,oh well...
by the way, sorry JO just noticed id added an E on your name on one of these posts. :-/

MAC
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 30 November 2008 :  21:31:46  Show Profile  Reply with Quote
No problem, i answer to most things, LOL ;-)

Jo
x


For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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jwmc77
Junior Member



United Kingdom
195 Posts

Posted - 30 November 2008 :  21:34:30  Show Profile  Reply with Quote
yeah..i could tell by the 3098 in your profile..lol

MAC
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