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 if you dont use car much
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rochelle123
Starting Member



12 Posts

Posted - 30 November 2008 :  11:47:45  Show Profile  Visit rochelle123's Homepage  Reply with Quote
hi, i live close to where i work approx 10 min walk but i chose to drive as have to cross busy road, would an or say i dont need it so have to lose it? if chose to walk some days in summer etc would this also affect anything? do they check your milo or petrol recdeipts to se ehow much you use it etc?? i do use for food shopping etc


really dont wanna lose my car.

rochelle123
Starting Member



12 Posts

Posted - 30 November 2008 :  11:55:02  Show Profile  Visit rochelle123's Homepage  Reply with Quote
oh probably worth mentioning its only worth £1500 and its 11 yrs old. also my partner sometimes drives it to work then i walk as its the only car in our household that works (he has his own broken and sworn off road)

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Nat
Junior Member



367 Posts

Posted - 30 November 2008 :  12:57:28  Show Profile  Reply with Quote
Hi Rochelle
Not entirely sure about this. If you don't need a car for work the OR may well want it but if your hubby needs it to get to work then it might be okay. Is the car in your name or your hubby's and is it just you going BR or your hubby as well?
Nat
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 30 November 2008 :  13:30:08  Show Profile  Reply with Quote
If you don't need the car for work there's a good chance the OR won't exempt it. The criteria is that you have to NEED a car for work purposes rather than choose to use one for convenience.

Although I only worked 5 miles away from home when I went BR I was able to keep my car as I couldn't get to work on time using public transport, I've had to visit customers in the past, and I could be expected to work unsociable hours as I work for a multi national company.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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rochelle123
Starting Member



12 Posts

Posted - 30 November 2008 :  16:01:21  Show Profile  Visit rochelle123's Homepage  Reply with Quote
car is all mine and its only me going br but partner does use it too and is on insurance etc. would hate to lose it. think i read that i cant transfer it into his name anyway though as this would be checked etc. so would i just not be allowed a car for a year or 3 years? that wouldnt be good.

i think i read somewhere you can pay a sum to the court to keep it if that was the case- how does that usually work?


thanks for advice

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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 30 November 2008 :  16:53:44  Show Profile  Reply with Quote
Your partner (or someone else) could buy the car at full value, which would enable you to keep the car.

Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
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