HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post
Ask a debt question
See the last 250 posts
Watch video on how to use forum
Username:
Password:

Save Password
Forgot your Password?

 All Forums
 New Questions
 Forum Questions
 Utility/phone bill question
 New Topic  Reply to Topic
 Printer Friendly
Author Previous Topic Topic Next Topic  

peppa-pig
Starting Member



26 Posts

Posted - 10 December 2008 :  09:12:00  Show Profile  Click to see peppa-pig's MSN Messenger address  Reply with Quote
Hi

We are due to move into a rented house on Monday and are planning to go bankrupt in the new year.

I will be giving my final meter readings to the gas and electric company who is a different supplier to the one at the new address. I pay by direct debit and as fas as i know shouldnt really be in arrears or if i am they should only be small. Is it OK to pay off the final bills when they arrive as I may want to switch the new house supply to these providers so keeping them right might help or will this go against me with regards to the OR.

Also, my the BT bill for the old house will be about £150. I have told them i am moving but would like to start paying again by direct debit but only the new house costs rather than a higher amount to pay off old house bill. Would it be ok to pay BT the £150 as a one off payment? I have the same account number when i move house as i did at the old house.

please advise

many thanks

JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 10 December 2008 :  13:20:16  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Peppa-pig and welcome to the forum.

Payments to utility companies will not be seen as preferrential payments, so this should be fine.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
Go to Top of Page

peppa-pig
Starting Member



26 Posts

Posted - 10 December 2008 :  13:40:54  Show Profile  Click to see peppa-pig's MSN Messenger address  Reply with Quote
thanks for your reply. would it be ok to pay these on the credit card??
Go to Top of Page

JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 10 December 2008 :  13:45:35  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Peppa-pig,

Strictly speaking, using further credit knowing you're going bankrupt is a no-no. When are you thinking of taking the plunge?

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
Go to Top of Page

peppa-pig
Starting Member



26 Posts

Posted - 10 December 2008 :  13:48:25  Show Profile  Click to see peppa-pig's MSN Messenger address  Reply with Quote
probably february/march time
Go to Top of Page

JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 10 December 2008 :  14:05:36  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi peppa-pig,

As long as you make some effort to make even a nominal payment back before you go bankrupt (and considering the amounts we're talking about here), you should be ok.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367
Go to Top of Page
  Previous Topic Topic Next Topic  

 New Topic  Reply to Topic
 Printer Friendly
Jump To:
bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06