as soon as i can save the money up i will go bankrupt we have no o/t at work and are on a 4 day week not sure what i should do in the meantime getting letters does anyone know how ccj work how much i would have to pay as have very little money left my iva failed lost my house rent now
If a blue & white County Court Form arrived tomorrow morning in the post ( bearing in mind that this is usually several months after one stops paying ) then if one extended the reponse time it would be 56 days before the creditor could actiion bailifs because you get 28 days to pay after the CCJ has "landed".
There are effective ways of managing these situations so one doesn;t need to get to the bailiff stage.
Paul Johns Assisted Bankruptcy Specialists Reviva UK