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joejack
Starting Member

1 Posts

Posted - 11 December 2008 :  13:08:33  Show Profile  Reply with Quote
Hi everyone, I'm looking to go bankrupt very soon, not before time I might add, and have just one question atm about my SOA (my other answers have all been answered through this forum). I live with my girlfriend and her mother, but pay about half the household expenses including rent, as I earn about the same as them combined. How is the OR likely to see this, would it be allowed? My SOA atm is:

Income: £1576

Rent: £550
Household: £225
Electric: £30
Gas: £15
Mobile: £30
Travel: £116
Council Tax: £54
Clothing: £50
Hair: £10
Holidays: £20
Landline/Internet: £15
TV License: £6

Total: £1121, leaving surplus of £455 pm.

Thanks everyone!

movin on
Average Member

United Kingdom
946 Posts

Posted - 11 December 2008 :  13:50:29  Show Profile  Reply with Quote
Hey Joejack and welcome

I just wanted to mention a couple of other things you may be able to add...

Dental

Prescriptions

Housekeeping

car tax, mot and insurance and maintenance

Think you are only allowed £40 for clothing....also, do you wear suits to work if so you may be able to claim for dry cleaning.

Take a look in needafriend's blog im sure she has a list of allowable expenses, however you must put what you actually pay for even if they are not on the list.

Good luck and keep posting

Jenny

xx



Onwards and Upwards is the way im going :-0)

xx
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Needafriend
Junior Member

United Kingdom
344 Posts

Posted - 11 December 2008 :  13:54:30  Show Profile  Reply with Quote
Hi there

Have a look at skippys blog she has listed what she was allowed, but saying that in my blog i have a link for the allowable expenses that may be claimed by you, do remember that my link has details that are a little out of date and should be used as a guide only.

As Jenny has said only list what you actually spend each month, and no it should not be a problem you listing that you pay into your household equally.

Jo
x

18 Weeks down


34 to go




For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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