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Help007
New Member
91 Posts |
 Posted - 11 December 2008 : 15:09:23
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| Just received a letter through my interview is next thursday and is face to face. I am petrified and devaststed, why have I got a face to face and not a telephone one? |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 11 December 2008 : 15:15:51
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Hi Help
Di did you run a business or have say many houses or have any debts from gambling.
I am not accusing you just trying to remember your details as i answer so many.
Jo
x
18 Weeks down
34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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Help007
New Member
91 Posts |
Posted - 11 December 2008 : 15:31:27
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| Nope no gambling, no business (although my old place we had joint freehold and there was ltd co set up and was a director of that - could this be reason as I stated this on SOA?) No properties either. Have high debt though run up over many years with majority in last 3 years since having first child and husband having a lower paid job to basically pay the bills every month. I did this for over 3 years, so stupid really but I buried my head in the sand thinking we would get out of it and the debt just got bigger and bigger until I woke up and decided enough was enough and there was going to be no big lottery win. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 11 December 2008 : 16:06:14
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Hi Help
Might be the Ltd co bit. Im not 100% sure maybe Julian or John will come along and help us out.
I would not worry though. Looking back i wish i had a face to face instead of a phone interview as it is nicer i think that way, but never mind.
Dont worry about this though.
Jo
x
18 Weeks down
34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 11 December 2008 : 16:27:53
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I'm pretty sure that it's because of the limited company.
I know it's easier said than done, but try not to worry. In some ways I would have preferred a face to face interview as sometimes it's easier to explain things when you can see the other person.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
18 IPA payments to go! |
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Help007
New Member
91 Posts |
Posted - 11 December 2008 : 16:57:08
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Thanks for replying at the end of the day i have nothing to hide i was stupid and will just have to explain my actions, I haven't done anything anyone else hasn't done just alot more debt.
I know I will get a BRU and I am perfectly happy with this as long as this is the very worst that can happen. I never want credit again. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 11 December 2008 : 17:03:35
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Hey Help
It will all be ok. I know its a worrying time but at least its nearly over and you can start afresh.
Nearly a new year so you can then say
"New year, New start"
LOL
Jo
x
18 Weeks down
34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 11 December 2008 : 19:30:24
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I too wish i had a face-to-face interview...i felt that i could not explain myself very well over the phone.
Please try not to panic and just be honest. You are not the first and will not be the last in this situation - although it feels like it at the time.
Good luck
Onwards and Upwards is the way im going :-0)
xx |
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sleeplessnights
Junior Member
United Kingdom
256 Posts |
Posted - 12 December 2008 : 10:57:47
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Yup, we didn't get the option, we went straight from court to the OR, had a 30 mins face/face each then after a week we had a telephone interview for 10 mins each max.
Preferred the face/face to be honest.
You have nothing to worry aout. Just tell the truth and it will be OK.
Good luck mate |
Edited by - sleeplessnights on 12 December 2008 10:58:47 |
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OR Interview
