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janni-jan
Starting Member
United Kingdom
18 Posts |
 Posted - 12 December 2008 : 10:39:41
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Hi!
Me and my bloke have got into serious debt, our house has negative equity, we contacted cccs and the way forward is bankruptcy, the forms look daunting, would you suggest we get help to complete them? were from? do we both need to attend court with the petition? many thanks we are both a bit overwhelmed
Janni-Jan |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 12 December 2008 : 11:08:34
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Hi Jan
The forms can be filled in online and they are relatively simple. If you do them online then when a question comes up that your not sure of we can help you.
You can get say CAB to help, but they are really busy and to be honest i did not find them v helpful at all, you can give our helpline a call anytime too and they may be able to help with the forms.
That number is 0800 078 9367.
The link for online form filling is:
https://www.insolvencydirect.gov.uk/isolv/
Register, then do the esy bits like your name etc and then gradually fill in the other details, you can save and go back when you want and you wont lose what you have put, make sure that your 100% sure of all the info before you finish and submit and then print off.
Best of luck
Jo
x
18 Weeks down
34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 12 December 2008 : 13:04:19
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Great advice as usual Jo!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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janni-jan
Starting Member
United Kingdom
18 Posts |
Posted - 12 December 2008 : 13:55:32
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Thanks Jo
Am just wading through them online, I've stupidly put my credit card debts in unsecured debts will this matter? grr! am worried to death by all of this and have taken my phone off the hook to avoid talking to my creditors!
Janni-Jan |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 12 December 2008 : 14:03:07
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Hi Jan
The credit card debts are unsecured so that should be fine.
Dont worry about the forms too much, they are pretty easy to go through.
When are you hoping to go bankrupt.
Jo
x
18 Weeks down
34 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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janni-jan
Starting Member
United Kingdom
18 Posts |
Posted - 12 December 2008 : 14:43:11
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got the phone number for our county court from cccs got the money together, just havnt had the moxy to ring them yet, so new year I guess
Janni-Jan |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 12 December 2008 : 16:32:16
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Best of luck!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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Topic |
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Bankrupcy do we need help with the forms?
