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s4pps
Junior Member
252 Posts |
 Posted - 16 December 2008 : 22:02:01
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It's been a scarey 6 months. I initially contacted Melanie on the IVA forum in July. Had an Interim Order granted in August. Refused an IVA in September. Had a very helpful conversation with John on here. Contacted Paul at Reviva who has been a star. October closed my business. And tomorrow I go bankrupt. Think it's fair to say I don't know if I'm coming or going!
Think of me tomorrow - need a shaking smilie! |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 16 December 2008 : 22:21:56
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Hi s4pps
All the best for tomorrow, you know it will all be ok.
Take care and good luck, soon be over :-)
Jo
x
19 Weeks down
33 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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MrandMrs
New Member
United Kingdom
99 Posts |
Posted - 17 December 2008 : 08:14:45
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Wishing you all the very best for today. Hope it goes smoothly for you
XXX
working towards the first day of the rest of our lives |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 17 December 2008 : 10:27:36
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Hi there
I too wanted to wish you all the luck and cant wait for you to post and let us know it wasnt as bad as you thought.
Jenny
xx
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
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pix1
Average Member
689 Posts |
Posted - 17 December 2008 : 12:45:44
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| I may be too late to say good luck in advance but, if you have now come out of the court, I bet it was not half as bad as you feared, hey? You would have probably found you were not the only one and that there was a small queue. The next step will be an OR interview, probably by telephone, in which an examiner will go through your petition line by line and you will be able to anticipate what is coming next. During your BR please search the Insolvency Service website constantly as it is a mine of information which the officials use for their procedures. And, of course, we are all here for you on this forum. Best wishes. |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 17 December 2008 : 12:47:46
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Best of luck!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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s4pps
Junior Member
252 Posts |
Posted - 18 December 2008 : 07:58:47
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Thanks :) All done. I was nervous, it's easy to say there's nothing to worry about, but it's still unnerving. Paul from Reviva kept me company which made a huge difference. We were there 2 hours, but the actual time spent with the various official people was probably less than 20 mins!
Not sure how I'm feeling though, I need to get my head around it, but it's all forward from now on :) |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 18 December 2008 : 08:14:10
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Hi s4pps
Congrats on the first part. It can take a while to sink in and also your emotions will feel so strange and run rings around you, but it will start to sort itself out in the long run.
Your now on your way with your debt free life and i want to wish you all the very best.
Take care
Jo
x
19 Weeks down
33 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 18 December 2008 : 10:25:33
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Well done to you for getting through the first hurdle.....Try and relax (easier said than done i know) until you hear off the OR.
Good luck
Jenny
xx
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
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Tomorrow's the day...
