HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post
Ask a debt question
See the last 250 posts
Watch video on how to use forum
Username:
Password:

Save Password
Forgot your Password?

 All Forums
 archive
 bankruptcy postbag for august
 advise re debts 6yr+ old
 New Topic  Reply to Topic
 Printer Friendly
Author Previous Topic Topic Next Topic  

ste.s
Junior Member

206 Posts

Posted - 28 December 2008 :  23:35:21  Show Profile  Reply with Quote
i just need to check were i stand regarding debts over six years old,i have debts in total 12yr old that i was made bankrupt for,i know certain debts go after a set period of time is this the case for council tax as they would of obtained a liability order,does this change the six rule even if no contact from any baliffs.

Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 29 December 2008 :  14:04:17  Show Profile  Reply with Quote
Hi

if you were made bankrupt for certain debts then these would be written off in the bankruptcy. ( only caveat is that if you had a property and the trustee declared an interest then there may be some claim on your current position)

Council tax is generally written off - for previous tax years - in bankruptcy

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK

Real People ..... Real Debt Solutions
www.revivauk.com
Go to Top of Page

Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 29 December 2008 :  14:05:07  Show Profile  Reply with Quote
sorry forgot to say that a liability order for previous years council tax can be challenged by Br and likely overturned

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK

Real People ..... Real Debt Solutions
www.revivauk.com
Go to Top of Page

ste.s
Junior Member

206 Posts

Posted - 30 December 2008 :  03:38:11  Show Profile  Reply with Quote
thanks for the reply how can the outstanding council tax be overturned,if the debts are queshed due to bankruptcy do i still owe it as the trustee is trying to sell my house for this debt,any advise gladly needed.thanks
Go to Top of Page

Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 30 December 2008 :  09:41:36  Show Profile  Reply with Quote
Hi

the debts will be included in the bankruptcy.

however any assets you had at the time, or any interest the trustee has in your property, will be used to pay off some or all of the debts.

the trustee can sell the house to clear the debts in br plus their fees etc. i know of a lady who was made br by the council for council tax - £2000 - and has now had her house sold even though there was £250000 of equity in it.

your case sounds a little to complicated to understand in sections so i would recommend you call either the helpline or an assisted bankruptcy specialist to have a telephone discussion about your options and position.

hope this helps

Paul Johns
Assisted Bankruptcy Specialists
Reviva UK

Real People ..... Real Debt Solutions
www.revivauk.com
Go to Top of Page
  Previous Topic Topic Next Topic  

 New Topic  Reply to Topic
 Printer Friendly
Jump To:
bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06