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gordo
Junior Member
United Kingdom
185 Posts |
 Posted - 31 December 2008 : 12:09:24
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Happy New Year to you all.
Haven't been around much lately my apologises.
First of all I went down the BR route in July and was discharged at the begining of November.
Now I have a dam debt Recovery company hounding me, I have supplied them with the details BR Case Number and OR details via a rather nasty phone call. Now I am getting letters from them. Now saying they have put my account on hold while I can sort out some payments with them making it look like I have asked for this and want to make payments.
The debt was included in my BR clearly, and I have clearly given them the details, not sure exactly what to do or say to them apart from what is unrepeatable on a public Forum |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 31 December 2008 : 13:15:49
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Hi Gordo
They should not be doing this, i would therefore still contact your OR and inform them even though ou have been discharged.
You could also tell them about the harrasment of creditors act and that if they continue then you will have to inform the poilce and take it further. I have more details about the harrasment act on my blog.
Here is a bit more info:
Section 40 of the Administration of Justice Act
“S40 Punishment for unlawful harassment of debtors.
A person commits an offence if, with the object of coercing another person to pay money claimed from the other as a debt due under a contract he-
harasses the other with demands for payment which, in respect of their frequency, or the manner or occasion of making any such demand, or of any threat or publicity by which any demand is accompanied, are calculated to subject him or members of his family or household to alarm, distress or humiliation;
falsely represents, in relation to the money claimed, that criminal proceedings lie for failure to pay it;
falsely represents himself to be authorised in some official capacity to claim or enforce payment; or
utters a document falsely represented by him to have some official character, or purporting to have some official character which he know it has not.
A person may be guilty of an offence by virtue of sub-section (1) (a) above if he concerts with others in the taking of such actions as is described in that paragraph, notwithstanding that his own course of conduct does not by itself amount to harassment.”
Best of luck and happy new year
Jo
x
Wishing you all a Happy Debt & Worry Free 2009
21 Weeks down
31 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring!
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Edited by - Needafriend on 31 December 2008 13:17:54 |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 06 January 2009 : 15:33:17
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Hi Jo,
You took the words right out of my mouth. They are clearly committing a criminal offence here.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 06 January 2009 : 16:37:30
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Hi Julian
These creditors will try anything even after you have been declared bankupt and then discharged.
Im ready for a fight if they try it on with me.
Bring it on!!!
Jo
x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring! |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 06 January 2009 : 16:47:25
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Hi Jo,
The issue is that a lot of these guys work on a commission basis and will ignore inconvenient events like BR.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 06 January 2009 : 17:15:13
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Ah right, but at least we know we have a bit of ammo to throw at them if they do try it on.
Jo
x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring! |
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JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 07 January 2009 : 11:43:51
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Indeed!
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
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capQuest Hounding me
