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eggread
Starting Member
United Kingdom
9 Posts |
 Posted - 07 January 2009 : 20:25:01
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| Hi again, picked up papers from court 2day.OMG looks like fun!! Question?? i have an active car insurance claim which may well payout within the not so distant future,ie: next 6 months Will i be able to keep any of the money?? thanks Tracy. |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 07 January 2009 : 20:28:05
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Hi Tracey
Depending on the amount the OR may allow you to keep enough to buy another car if that is what they are allowing you to do max about £2k and they may well take the rest.
Is the claim for a written of vehicle?
Oh and you can do the forms online its a little easier i think, you can find them at:
https://www.insolvencydirect.gov.uk/isolv/
Hope that helps
Jo
x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring! |
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eggread
Starting Member
United Kingdom
9 Posts |
Posted - 07 January 2009 : 22:22:45
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Thanks for the reply Jo, No its for personal injury compensation,they paid out for the car nearly 2 years ago now but still not recieved monies for pers injury.the solicitor reckons poss about £4-5k.i have had to fight hard for this money and im just alittle sore about finally gettin something and losing it!!!!
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Reviva UK
Advanced Member
United Kingdom
2452 Posts |
Posted - 07 January 2009 : 23:11:41
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Hi
my understanding is that personal injury compensation is excluded from Br
Paul Johns
Assisted Bankruptcy Specialists
Reviva UK
Real People ..... Real Debt Solutions
www.revivauk.com |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 January 2009 : 07:35:22
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Sorry misread the question
But at least Paul has answered it for you now.
Take care
Jo
x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:
Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
Needafriend says: Live life to the full, take life by the horns and live a little, otherwise life would be so boring! |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 08 January 2009 : 09:22:03
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Hey eggread
I got to agree with Jo - the forms are soooo much easier online. And you can work through and save them as you fill in each section.
Good luck with them !! 
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
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eggread
Starting Member
United Kingdom
9 Posts |
Posted - 08 January 2009 : 09:52:31
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Hi again people,
well how glad am i????? i have recieved so many nswers to so many questions on this site, and i want to thank u all. it makes such a huge diff, i feel anything can b asked and magically the answer appears!!LOL i hope we can keep the ins money, it wud be so helpful right now.Need it for court fees.well we have a long way to go but im sure with all the support avail here we WILL get thru it.Have since found out that we shud not have been put forward for IVA, we dont own the house and we have no assets!! and ccant afford the £200 min payment each month.Why do these people tell you lies??? they are supposed to b helpin u out of a bad situation, not makin it worse and in the process adding to our debt.we owe more now than when we started bac in may!!But i fear no evil as i have found u all,many thanks again and im sure you'll be hearing from me.
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eggread
Starting Member
United Kingdom
9 Posts |
Posted - 08 January 2009 : 10:34:46
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Hi, some more of those lovely questions,
we were on dmp, it is ok to stop payin this to save the money for BR?? which will still take about 5-6 months, wot will happen during these months??
Also, we have just had a benefit review from last nov till now and hosing ben have said we have been overpaid for both C tax and housin ben.to the tune of 1200 for rent and 800 for tax, can we include this on BR?? thanks WFTC!!
For which thry have sent two invoices for payment by return!! LMAO
cant give you wot we aint got.
Many thanks Tracy
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 January 2009 : 13:30:39
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Hi Tracy
Yes it would be ok to stop the payments i would have thought as you need to save the fees the only thing is the creditors will start to hound you once they realise so you need to try and get your bankruptcy done as soon as you can.
The overpayments as far as i am aware can be included in your bankruptcy too but in 5-6 months they may have treid other ways to get there money, so if i were you i would see if you can get the fee together sooner rather than later.
If your on a low income you may be able to get a bit of help with the fees too.
Jo
x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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eggread
Starting Member
United Kingdom
9 Posts |
Posted - 08 January 2009 : 14:47:36
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Many many thanks again Jo, it helps sooooooooooo much to know that everyone here is only here to assist us poor folk who are lost in the woods!! you have already eased my sleepless nights. thank you thank you thank you.  |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 January 2009 : 14:58:13
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Tracy
It is my pleasure as always to be there and help out where i can. I know what its like as i have the T shirt im affraid so in that respect i feel i can offer more to people like yourself.
You know if you need me for anything and i mean anything at all you only have to say.
Take care and do keep posting.
You remember one thing and that is
"Your not alone, your not the first and you wont be the last"
LOL
Jo
x
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Hi again, picked up papers from court
