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joella68
Junior Member
United Kingdom
280 Posts |
 Posted - 08 January 2009 : 09:13:44
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hi again
in Q...3.1 its asking for any cash in bank, we dont have any savings  ( would be nice !!! ) do we put down what we have in there ie bill money and rent ???
should we empty the acount of this on monday morning before we go to court ???
jo x |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 08 January 2009 : 09:18:47
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Hey Joella
I personally would withdraw any cash out of the bank to cover your bills etc. and then put a nil balance on the form.
Is it an account that you are going to continue to use once br or have you opened another one ready ?
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
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joella68
Junior Member
United Kingdom
280 Posts |
Posted - 08 January 2009 : 09:24:07
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moving on thankyou,
yes we opened a coop cashminder in readyness, about a month ago, so will this be frozen too along with our other bank accounts which we are NOT using ??
jo x |
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movin on
Average Member
United Kingdom
946 Posts |
Posted - 08 January 2009 : 09:29:46
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I also opened my Coop account pre BR and informed Coop that this was my 'plan' (for want of a better word), my account was and still is running fine.
The OR will also write to the coop to inform them they are not interested in this account.
Hope it helps
xx
Onwards and Upwards is the way im going :-0)
From "Moneyworries" to "Movin On" in 3 months is fantastic :-))
xx |
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joella68
Junior Member
United Kingdom
280 Posts |
Posted - 08 January 2009 : 09:48:07
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thankyou very much, yes thats really helps
jo |
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Nomoneynic
Starting Member
United Kingdom
32 Posts |
Posted - 08 January 2009 : 21:14:22
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Hi just a quick question also about leaving money in account. We have set up the co-op account. On the day we go bankrupt(Friday) I was going to leave £125 in to pay my elec/gas the following Tue this should go out by Direct Debit. Looking at what people are saying will the account get frozen and the bill will not be paid. Not sure what to do now
Any help gratefully received!
Nic |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 January 2009 : 22:11:36
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Nic
If its in the Coop and you inform the OR at the time of the call that the money in there is for the dd's then fingers crossed they will see that and it should be ok.
Just make sure that you inform them when you speak to them that first time.
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Nomoneynic
Starting Member
United Kingdom
32 Posts |
Posted - 09 January 2009 : 09:15:06
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Thank you
I have not told the Co-op I am going bankrupt but I opened the account over the phone and they have been really good so am hoping they let me keep the account open. We use cash at the moment to pay everything and it works so much better. You actually think about what you are spending.
Thank you to everyone who has left comments about things it really does help people who are about to go bankrupt. You feel like you have someone on your side.
Nic |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 09 January 2009 : 09:17:02
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Hi Nic
We will always be here for you, every step of the way and the best thing is its all FREE.
You take care and you know where we are if you need us :-)
LOL
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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SOA....Q.3.1
