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baxi
New Member
United Kingdom
66 Posts |
 Posted - 08 January 2009 : 18:24:07
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Hello all,
I was advised that my wife and i should open co-op accounts prior to applying for BR. We currently have a joint HSBC account which we pay the household bills, mortgage etc from (although we are unable to pay mortgage, loans etc at the moment). Should we open a joint co-op account before BR and transfer utility bills etc to that account but not our creditors?
Are there any websites, or does anyone know what the allowed expenses are for a couple, with no children and who both work full time. I mean for food, telephone, going out, haircuts etc etc.
Any help would be great, thanks. |
Edited by - baxi on 08 January 2009 19:37:13 |
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Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 08 January 2009 : 22:14:46
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Baxi
If you go through my blog i have a link to the expenses that may be allowed, its a bit out of date but can be used as a rough guide for you.
The account you can open before and get the DD's etc sorted out. I did mine the day of my bakruptcy but some have opened theres prior.
I had all wages and things paid into another account prior to that.
Best of luck
Jo
x
Needafriend says:
Just always remember one thing, Your not alone, your not the first and you wont be the last.
22 Weeks down
30 to go
For more info on how i have come through bankruptcy and for links to help, you can read my blog here called:~ Needafriend's Info on Bankruptcy :-)
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
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Bank accounts/ Realistic outgoings
